Employee tales from the vault

Craig Gradidge of Gradidge-Mahura Investments answers these questions: – How do you know when you have enough money to retire? – There isn’t a silver bullet retirement plan that will guarantee you will retire with the lifestyle you want. Does this make retirement planning very difficult? Brought to you by Liberty.

Louis van Vuren of Fisa on the following: – How should people evaluate the question of whether they are on track to retire comfortably? – Will a good financial plan assure you of a comfortable retirement? – Why do you think people start planning for their retirement too late? – What do you think of

Divisional director for product development at Liberty, Mark Lapedus, talks about the following: – How do you shift investor behaviour to rather focus on the income they will receive at retirement, and not only on the lump sum? – How can you accurately predict how much of an income you are going to need at

Mduduzi Luthuli of Luthuli Capital answers these questions: – How do you know when you have enough money to retire? – Even with a financial plan, many people will still not be able to retire with their desired lifestyle. Why is this? – In your earlier presentation, you made the point that the financial advice

'We are experiencing a greater demand for no-nonsense, to-the-point financial information among 20- and 30-somethings.'

What happens if you outlive your money.

Taking a conservative approach may prove to be risky.

The world of retirement is changing and there are ways to share your knowledge and capitalise on it.

Tips to help you reach your retirement goal.

It's not always an either-or choice.

Living annuities offer no protection against running out of money – Henk Appelo, product developer – Liberty.

Henk Appelo – produkontwikkelaar, Liberty

Relying on property to fund retirement may be a necessity, but it is not without risk.

Focusing on the basics at the right time are the most important investment decisions you need to make.