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Is it worth getting a loan in order to invest?

A preferable solution would be to invest a monthly amount into a unit trust portfolio or your retirement fund.

Clients take money offshore for the wrong reasons

Craig Torr, founding member of Crue Invest, on providing advice in the current environment.

Can I transfer my funds out of a loss-making annuity?

Changing investment strategies based solely on market performance is not advised, especially in retirement.

Should I use my provident fund to buy property and rent it out?

There are tax implications to consider.

Are my pension plans wise?

After taking out my pension to pay off my bond, I want to invest the rest in an annuity for life once fully retired.

Which unit trusts should my children invest in?

Having a long-term view and being overweight in offshore funds is probably best.

Do I invest in an income/growth portfolio or a pure income fund?

I have R6 million to invest for retirement income: which option is best?

What are the tax implications for the beneficiary of my living annuity?

Will my minor grandchild be able to register as a taxpayer?

How can I reduce the costs of my living annuities?

I have three living annuities and their performance has been dismal due to the state of the economy.

How best do we protect our retirement capital?

... and keep the same standard of living?

How do I invest my pension when I retire?

Two important questions to consider: will you take the allowable cash portion, and what annuity type is most suitable?

How do I invest for more income?

And what is a safe amount to draw each month?

How do I start a share portfolio?

What is a good balanced portfolio to start with for someone in their 20s?

How can I access part of my annuity?

I was retrenched in August 2015 and need to buy a property with some money left in my RA.

Can I use tracker funds as part of a living annuity portfolio?

A combination of offshore index trackers, active funds and income funds can be a winning long-term strategy in a living annuity.

What’s better: investing in a 30-day notice account or unit trusts?

A combination of income funds run by respected asset managers may be one of the safest forms of investment, other than cash.

How do I get started with my financial planning?

Is it advisable to join the company's prescribed medical aid and retirement plans?

How do I get my pension to last?

My pension resides on a Lisp via a living annuity. How do I achieve 5-8% growth, net of costs?

My unit trust fund investment hasn’t accrued in value

What should I do to ensure I get some income from this investment?

How do I prepare financially for my child’s education?

How much on average should you put away each month? 

How do I invest for a R38 000 pm income?

I will have R7.2 million in a pension fund when I retire in April 2019.

How do I invest for a R20 000 monthly income?

Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.

How does UIF work?

My husband has been employed by Portnet for about 30 years. He wants to retire early - will he qualify for UIF?

How do I invest my pension when I retire?

Two important questions to consider: will you take the allowable cash portion, and what annuity type is most suitable?

What’s better: investing in a 30-day notice account or unit trusts?

A combination of income funds run by respected asset managers may be one of the safest forms of investment, other than cash.

Can I safely invest with FedGroup?

Update: FedGroup responds. 'I’m a pensioner with R1.5 million to invest – would it be safe with FedGroup’s bond participation scheme?'

I have R200 000 to invest – where to now?

A Moneyweb reader with a ten-year horizon and a total unencumbered portfolio of almost R13 million asks for investment advice.

How should I invest R1.2m for a monthly income at retirement?

I cannot take a lot of risk, as this is all the money I have.

Financial emigration: Should I withdraw my retirement savings?

If I emigrate, I’m considering cashing out my pension as part of the discretionary R1 million allowance.

Which unit trusts should my children invest in?

Having a long-term view and being overweight in offshore funds is probably best.

How should a 23-year-old invest their money?

Is a retirement annuity, unit trust, or tax-free savings account the way to go?

The tax implications of trading forex for a living

What are Sars’ tax requirements on forex trading? It will be my sole income.

Offshore investing: How do I navigate wills and tax?

Are there issues with foreign investments in the event of one's death regarding separate wills and executors, estate duty, and insurance wrappers?

Which is a better option for a 71-year old: fixed deposit or stick to unit trusts?

My flexible investment has taken a big knock and I am very worried as I am now digging into my capital.

What access do you have to your retirement money?

Can you access more than one third of your pension fund and do you have to buy into a retirement annuity?

Are my pension plans wise?

After taking out my pension to pay off my bond, I want to invest the rest in an annuity for life once fully retired.

Set up a trust to save tax? It may not work anymore

Should we use trusts to hold shares in companies, particularly now with the new rules on trusts? What is the best tax-wise? - Reader’s question answered.

What happens to a pension payout on dismissal?

Does the pension payout include both employee’s and employer’s pension contribution?

Estate planning: Should I transfer my farm to company or trust?

I'd like to transfer my farm into a vehicle to preserve it for my children. I'm told trusts are tax unfriendly.

How can I invest for good returns, but with low risk?

Are unit trusts or fixed deposit accounts the better option?

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