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A tax-free investment and a voluntary or flexible investment are worth considering.

Unfortunately, many of the larger investment platforms have reached their offshore asset capacity on their life licences.

First, do an analysis on these equities as some of them may be good investments you may want to keep in place.

No – but you can get offshore exposure.

Your options depend on whether you are younger or older than 55.

A round-up of our top articles, podcasts, reader questions and advisor views.

Legal remedies are available, but will require an amended divorce order to include the division of your ex-husband’s pension interest.

South Africa and Singapore have a valid double taxation agreement in place. Here's what it means ...

You will need to first establish if an insurable interest exists between yourself and the life assured.

What happens to the share of one sibling should they pass or to the investment in regards to their estate?

Retail bonds are good solutions for retired individuals who need the income and who receive additional tax rebates.

Should I focus on investing disposable income in retirement products that reduce my tax profile, or should I invest in growth assets to get back forgone capital then draw an income from there?

Advantages and disadvantages of taking this approach.

Would properties in the UK or US represent a diversification of a residential property-focused portfolio?

And which Shariah-compliant fund is safest and has the highest growth?

And what would the downside of withdrawing within a year be?

Consider interest, flexibility and tax.

Capital gains tax and donations tax need to be considered.

Would it be wiser to invest in a tax-free savings account or a normal investment account?

And how much can I draw down from this investment?

And will the balance fall away when I pass on?

After 10 years, the initial amount should still be available.

You can borrow funds to buy a property, renovate a property, pay off a housing loan, or to guarantee a housing loan. You cannot use the funds for any other purpose.

Personal ownership, a trust, or company: there are certain advantages and disadvantages in how you structure your portfolio.

Of three options on what to do with your RA funds, a life annuity would give you the highest probability of income certainty – but not at the required level.

The scheduled tax legislation change relates specifically to provident preservation funds.

In the current environment, the best match with your requirements would be either a ‘variable income’ or a ‘multi-asset income’ unit trust fund.

Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.

A major concern when considering an annuity income relates to the growth rate assumptions.

The question of paying off debt or contributing to retirement savings is something many South Africans wonder about.

My husband has been employed by Portnet for about 30 years. He wants to retire early - will he qualify for UIF?

Several things need to be considered; staying focused on your long-term objective – retirement – is important.

If so, are there any tax consequences to consider?

I will have R7.2 million in a pension fund when I retire in April 2019.

Asset allocation will play a big role in your investment/retirement outcome.

Settling your other debt could free additional cash flow, which can then go towards your home loan.

I cannot take a lot of risk, as this is all the money I have.

Two advisors tackle this reader's question.

And what other platforms encourage investors to invest in a cheaper way?

Retirement planning isn't something that can be done once; it's an individual investment discipline that considers the relevant facts on an ongoing basis.