Where should a pensioner invest R1m to receive a R20k monthly income?

2 Aug 2022
From a pure income perspective, a voluntary life annuity does appear to be the best option.

I’ve retired, why can’t I make another one-third retirement fund withdrawal?

28 Jul 2022
Fund rules limit members to a single one-third withdrawal.

What is longevity risk?

27 Jul 2022
It's the risk that your investment capital won't last as long as you do – and mitigating against it is an important part of the retirement planning process.

Should we acquire a primary residence or investment property first?

21 Jul 2022
The most important factor is to decide what your long-term objectives are.

With interest rates rising, is now a good time to invest in income funds?

20 Jul 2022   /  2 answered
Two advisors answer this reader's question.

Where should I invest my rental income for 10 years?

19 Jul 2022
A unit trust investment may be best as it doesn't limit you on the amount of risk you'd like to take, and it's a liquid investment.

Is it a good idea to bond an investment property?

14 Jul 2022
It's the only way that an investment property makes sense. Here's why …

Should I pay off my bond or smaller debts first?

12 Jul 2022
There are certain strategies that can be implemented to pay off debt in a strategic manner.

What’s the best way to invest funds from a property sale?

22 Jun 2022
Start by deciding on the period of your investment, then match it to the correct investment vehicle for your needs.

Is it possible for a 36-year-old to invest in a living annuity?

15 Jun 2022
Discretionary funds cannot be used to purchase a living annuity, but there are other options.

How can a 55-year-old go about investing offshore?

14 Jun 2022
You have the option of investing directly or indirectly depending on your preference and circumstances.

When can I withdraw R500k from my provident fund tax-free?

9 Jun 2022   /  2 answered
Two advisors answer this reader's question.

How can I invest R1.5m for income and capital growth?

8 Jun 2022
A bucket approach where income and growth assets are split into various sections may be an option.

Is it possible to switch to an international endowment without incurring costs?

7 Jun 2022
Unfortunately it is not, but it could be wise to make the switch anyway.

Should I put R100k in my mortgage or leave it for my retirement?

31 May 2022
You need to consider the interest rate environment compared with the return you can expect from your investment portfolio.

How can I invest R500k to get a monthly income of R5k?

26 May 2022
A well-diversified portfolio consisting of cash and bonds for income, and property and equities for growth would be an option.

Would it be wise to invest in real estate while renting a place to live in?

25 May 2022
There isn’t an easy answer to your question, but there is a way that could decrease your risk.

How can I invest in crypto baskets for my kids?

24 May 2022
Most exchanges require the investor to be over the age of 18, but a parent or guardian can invest in a crypto basket on behalf of minor children if they submit some extra documentation.

At 70, what is the best investment one can make with R500k?

19 May 2022
Should one consider high dividend-yielding ETFs like the Satrix Divi?

Where should a pensioner invest R1m to receive a R20k monthly income?

2 Aug 2022
From a pure income perspective, a voluntary life annuity does appear to be the best option.

Under the new pension regulations, can you borrow money from your provident fund?

15 Apr 2021
You can borrow funds to buy a property, renovate a property, pay off a housing loan, or to guarantee a housing loan. You cannot use the funds for any other purpose.

How much do I need to invest to receive a monthly income of R10k over 10 years?

21 Sep 2021
After 10 years, the initial amount should still be available.

What’s the most tax-efficient way to build wealth through property?

17 Mar 2021
Personal ownership, a trust, or company: there are certain advantages and disadvantages in how you structure your portfolio.

What can I invest R158k in to receive R5k income monthly?

16 Mar 2021
Of three options on what to do with your RA funds, a life annuity would give you the highest probability of income certainty – but not at the required level.

Should I pay my R10k available monthly into my bond or use it elsewhere?

8 Mar 2022
It depends on your overall current financial position.

What can I invest R500k in to get R5k a month and still keep my investment as is?

18 Aug 2021
In the current environment, the best match with your requirements would be either a ‘variable income’ or a ‘multi-asset income’ unit trust fund.

Will I be able to draw all the cash from my pension preservation fund after March 2021?

17 Nov 2020
The scheduled tax legislation change relates specifically to provident preservation funds.

How do I invest for a R20 000 monthly income?

20 Mar 2018
Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.

Should I take up government’s early retirement offer?

30 Aug 2019
A major concern when considering an annuity income relates to the growth rate assumptions.

Should I keep my life savings in my bond?

4 Feb 2020
The question of paying off debt or contributing to retirement savings is something many South Africans wonder about.

How does UIF work?

17 Aug 2017
My husband has been employed by Portnet for about 30 years. He wants to retire early - will he qualify for UIF?

Can I transfer my GEPF pension fund into a private living annuity at retirement?

14 Apr 2021
If so, are there any tax consequences to consider?

Where is it best to invest R3m?

13 Sep 2019
Several things need to be considered; staying focused on your long-term objective – retirement – is important.

How do I invest for a R38 000 pm income?

21 Feb 2018
I will have R7.2 million in a pension fund when I retire in April 2019.

How can I repay my home loan more quickly?

4 Jun 2020
Settling your other debt could free additional cash flow, which can then go towards your home loan.

I’m 52 and haven’t saved enough for retirement. Is it too late?

12 Feb 2020
Asset allocation will play a big role in your investment/retirement outcome.

How should I invest R1.2m for a monthly income at retirement?

13 Jul 2018
I cannot take a lot of risk, as this is all the money I have.

How can I invest R1.5m for income and capital growth?

8 Jun 2022
A bucket approach where income and growth assets are split into various sections may be an option.

Subscribe to our mailing list

* indicates required
Moneyweb newsletters

Instrument Details  

You do not have any portfolios, please create one here.
You do not have an alert portfolio, please create one here.
INSIDER SUBSCRIPTION APP VIDEOS RADIO / LISTEN LIVE SHOP OFFERS WEBINARS NEWSLETTERS TRENDING

Follow us:

Search Articles:
Click a Company: