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Estate planning Insurance Investments Medical Cover Personal Finance Retirement Tax Unit Trusts

Can I offset my R1.5m assessed capital loss with Sars?

1 answered

/ 19 April 2018 61

What can I do to maximise the utilisation of this tax vehicle?

Investments Tax

How do I invest for a R20 000 monthly income?

1 answered

/ 20 March 2018 206

Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.

Investments Retirement

Do I need to pay tax on a foreign income?

1 answered

/ 13 March 2018 56

What are the tax implications if your income is deposited in an offshore account versus an SA-registered bank account?

Investments Tax

DIY: Financial ‘self-help’ plans

1 answered

/ 6 March 2018 56

I want to start a share portfolio but don’t want to rush. What do you make of my share picks?

Investments

I’m 22 – how do I choose a low-cost annuity?

1 answered

/ 1 March 2018 88

Retirement annuities: the difference between those offered by life insurance companies and LISP platforms.

Investments Retirement

Double taxation: did Sars tax me correctly?

1 answered

/ 28 February 2018 29

I have been a tax resident offshore since 1981. Sars taxed my lump-sum payout from my matured SA annuity policy on the full amount before payment was made into my account.

Tax

Are my financial advisor’s fees justified?

1 answered

/ 26 February 2018 35

Am I under an obligation to give 1% of my funds to the broker who I originally took the investment out with every time I make a deposit?

Investments

Would it be crazy to sell my house and take the proceeds overseas?

1 answered

/ 22 February 2018 50

I'm thinking of selling my house and depositing the proceeds overseas as an insurance policy against further political upheaval.

Investments Unit Trusts

How do I invest for a R38 000 pm income?

1 answered

/ 21 February 2018 315

I will have R7.2 million in a pension fund when I retire in April 2019.

Retirement

Should I switch my living annuity fund?

1 answered

/ 16 February 2018 49

My investment lost money recently - should I switch into a safe money market fund as soon as possible?

Investments Retirement

Offshore transaction: does the money have to come back to SA?

1 answered

/ 14 February 2018 25

I have an offer for my share of my business, made by my UK partner, in pounds. Do I have to bring the money back into SA?

Financial emigration: Should I withdraw my retirement savings?

UPDATE

1 answered

/ 29 January 2018 139

If I emigrate, I’m considering cashing out my pension as part of the discretionary R1 million allowance.

Retirement Tax

Would withdrawing my retirement lump sum save tax?

1 answered

/ 25 January 2018 48

I've not yet cashed provident or pension funds and assume Sars will increase and adapt the current tax structure.

Retirement Tax

Can I retire from just one RA?

1 answered

/ 22 January 2018 89

Reporting on this RA is poor and I would like to retire early and turn it into a living annuity, or preserve it.

Retirement

What access do you have to your retirement money?

1 answered

/ 12 January 2018 65

Can you access more than one third of your pension fund and do you have to buy into a retirement annuity?

Investing where safety comes first

1 answered

/ 22 November 2017 66

I'm looking to invest R100 000 for returns of around 10%-12%, in a safe environment where I don't lose the money I originally invested.

What is the most tax-efficient way to sell a property in a trust?

1 answered

/ 2 November 2017 91

... and where do I invest the proceeds if I'm planning to retire in 5-10 years?

Tax

How do I find a missing policy in my name?

1 answered

/ 31 October 2017 37

My late father took out a policy/investment/trust fund in my name several years ago. Is there anyway I can find out if there is actually something in my name?

Investments

What are the tax implications of a cash gift?

1 answered

/ 26 October 2017 92

I've received large sum of money from a friend in the US as a graduation gift. I don't receive enough income to pay tax currently.

Tax

How can I buy my first car in cash?

1 answered

/ 24 October 2017 54

I want to buy my first car in cash by investing R4 000 a month for three to five years. Which investment product is best to achieve this?

Personal Finance

How do I invest for a R38 000 pm income?

1 answered

/ 21 February 2018 315

I will have R7.2 million in a pension fund when I retire in April 2019.

Retirement

How do I invest for a R20 000 monthly income?

1 answered

/ 20 March 2018 206

Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.

Investments Retirement

I have R200 000 to invest – where to now?

1 answered

/ 12 October 2017 162

A Moneyweb reader with a ten-year horizon and a total unencumbered portfolio of almost R13 million asks for investment advice.

Investments Retirement

Financial emigration: Should I withdraw my retirement savings?

UPDATE

1 answered

/ 29 January 2018 139

If I emigrate, I’m considering cashing out my pension as part of the discretionary R1 million allowance.

Retirement Tax

Offshore investing: How do I navigate wills and tax?

1 answered

/ 5 October 2017 138

Are there issues with foreign investments in the event of one's death regarding separate wills and executors, estate duty, and insurance wrappers?

Estate planning Investments Tax

Set up a trust to save tax? It may not work anymore

1 answered

/ 9 May 2017 123

Should we use trusts to hold shares in companies, particularly now with the new rules on trusts? What is the best tax-wise? - Reader’s question answered.

Investments