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How do I invest for more income?

How do I invest for more income?

1 answered

  /  8 February 2019    75
And what is a safe amount to draw each month?
Investments Retirement
How do I start a share portfolio?

How do I start a share portfolio?

1 answered

  /  6 February 2019    37
What is a good balanced portfolio to start with for someone in their 20s?
Investments Unit Trusts
How can I access part of my annuity?

How can I access part of my annuity?

1 answered

  /  28 January 2019    81
I was retrenched in August 2015 and need to buy a property with some money left in my RA.
Retirement
Can I use tracker funds as part of a living annuity portfolio?

Can I use tracker funds as part of a living annuity portfolio?

1 answered

  /  17 January 2019    58
A combination of offshore index trackers, active funds and income funds can be a winning long-term strategy in a living annuity.
Investments Retirement
What’s better: investing in a 30-day notice account or unit trusts?

What’s better: investing in a 30-day notice account or unit trusts?

1 answered

  /  18 December 2018    195
A combination of income funds run by respected asset managers may be one of the safest forms of investment, other than cash.
Investments Unit Trusts
How do I get started with my financial planning?

How do I get started with my financial planning?

1 answered

  /  13 December 2018    48
Is it advisable to join the company's prescribed medical aid and retirement plans?
Retirement
How do I get my pension to last?

How do I get my pension to last?

1 answered

  /  12 December 2018    28
My pension resides on a Lisp via a living annuity. How do I achieve 5-8% growth, net of costs?
Retirement
My unit trust fund investment hasn’t accrued in value

My unit trust fund investment hasn’t accrued in value

1 answered

  /  23 August 2018    102
What should I do to ensure I get some income from this investment?
Investments Retirement Tax
How do I prepare financially for my child’s education?

How do I prepare financially for my child’s education?

1 answered

  /  22 August 2018    34
How much on average should you put away each month? 
Investments Personal Finance
I want to use some of my pension on debt and a deposit on a house

I want to use some of my pension on debt and a deposit on a house

1 answered

  /  10 August 2018    60
Where can I transfer the remaining funds without incurring too much tax?
Personal Finance Retirement Tax
What happens when I default on my RA payments?

What happens when I default on my RA payments?

1 answered

  /  8 August 2018    23
I've been contributing for 10 years, but haven't been able to pay the last three months.
Personal Finance Retirement
How should a 23-year-old invest their money?

How should a 23-year-old invest their money?

1 answered

  /  31 July 2018    145
Is a retirement annuity, unit trust, or tax-free savings account the way to go?
Insurance Investments Personal Finance Retirement Tax Unit Trusts
What is the best way to save/invest for an engagement ring?

What is the best way to save/invest for an engagement ring?

1 answered

  /  26 July 2018    32
Should I save a monthly amount in a bank account or invest it?
Investments Personal Finance
How can I pursue a career as an investment advisor?

How can I pursue a career as an investment advisor?

1 answered

  /  25 July 2018    28
My true passion is investments and I would like to start at entry level.
Investments Personal Finance
What would the executor’s fee be on a loan to my children?

What would the executor’s fee be on a loan to my children?

UPDATE

1 answered

  /  22 July 2018    57
I want to give each of my children R500 000 to pay me a set monthly income.
Personal Finance Tax
How can we apply our stokvel to property development?

How can we apply our stokvel to property development?

1 answered

  /  18 July 2018    81
How can we invest in the short term for high interest returns to achieve this over the next two years?
Investments Personal Finance
How should I invest R1.2m for a monthly income at retirement?

How should I invest R1.2m for a monthly income at retirement?

1 answered

  /  13 July 2018    113
I cannot take a lot of risk, as this is all the money I have.
Investments Personal Finance Retirement
How should I use a lump sum for monthly income?

How should I use a lump sum for monthly income?

1 answered

  /  9 July 2018    69
I can either invest it, or I can buy a property to rent out.
Investments Retirement
Can I invest offshore without a broker?

Can I invest offshore without a broker?

1 answered

  /  4 July 2018    57
Are there any platforms that cut out the middle man?
Investments Personal Finance Retirement
What is the best way forward with my Sasol pension?

What is the best way forward with my Sasol pension?

1 answered

  /  3 July 2018    13
I have many options, but I'm not sure which one will benefit me the most.
Investments Personal Finance Retirement Tax
How do I invest for a R38 000 pm income?

How do I invest for a R38 000 pm income?

1 answered

  /  21 February 2018    330
I will have R7.2 million in a pension fund when I retire in April 2019.
Retirement
How do I invest for a R20 000 monthly income?

How do I invest for a R20 000 monthly income?

1 answered

  /  20 March 2018    269
Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.
Investments Retirement
How does UIF work?

How does UIF work?

17 August 2017    232
My husband has been employed by Portnet for about 30 years. He wants to retire early - will he qualify for UIF?
What’s better: investing in a 30-day notice account or unit trusts?

What’s better: investing in a 30-day notice account or unit trusts?

1 answered

  /  18 December 2018    195
A combination of income funds run by respected asset managers may be one of the safest forms of investment, other than cash.
Investments Unit Trusts
I have R200 000 to invest – where to now?

I have R200 000 to invest – where to now?

1 answered

  /  12 October 2017    177
A Moneyweb reader with a ten-year horizon and a total unencumbered portfolio of almost R13 million asks for investment advice.
Investments Retirement
Can I safely invest with FedGroup?

Can I safely invest with FedGroup?

UPDATE

1 answered

  /  27 July 2017    174
Update: FedGroup responds. 'I’m a pensioner with R1.5 million to invest – would it be safe with FedGroup’s bond participation scheme?'
Investments Retirement
Financial emigration: Should I withdraw my retirement savings?

Financial emigration: Should I withdraw my retirement savings?

UPDATE

1 answered

  /  29 January 2018    158
If I emigrate, I’m considering cashing out my pension as part of the discretionary R1 million allowance.
Retirement Tax
How should a 23-year-old invest their money?

How should a 23-year-old invest their money?

1 answered

  /  31 July 2018    145
Is a retirement annuity, unit trust, or tax-free savings account the way to go?
Insurance Investments Personal Finance Retirement Tax Unit Trusts
Offshore investing: How do I navigate wills and tax?

Offshore investing: How do I navigate wills and tax?

1 answered

  /  5 October 2017    144
Are there issues with foreign investments in the event of one's death regarding separate wills and executors, estate duty, and insurance wrappers?
Estate planning Investments Tax
The tax implications of trading forex for a living

The tax implications of trading forex for a living

1 answered

  /  20 June 2017    139
What are Sars’ tax requirements on forex trading? It will be my sole income.
Tax
Set up a trust to save tax? It may not work anymore

Set up a trust to save tax? It may not work anymore

1 answered

  /  9 May 2017    130
Should we use trusts to hold shares in companies, particularly now with the new rules on trusts? What is the best tax-wise? - Reader’s question answered.
Investments
Which is a better option for a 71-year old: fixed deposit or stick to unit trusts?

Which is a better option for a 71-year old: fixed deposit or stick to unit trusts?

1 answered

  /  25 June 2018    123
My flexible investment has taken a big knock and I am very worried as I am now digging into my capital.
Estate planning Investments Personal Finance Retirement Unit Trusts
Can we use trusts to save for an investment property?

Can we use trusts to save for an investment property?

1 answered

  /  14 September 2017    120
A group is committed to collectively saving R45k per month for a year, to purchase an investment property cash.
Unit Trusts
Estate planning: Should I transfer my farm to company or trust?

Estate planning: Should I transfer my farm to company or trust?

1 answered

  /  26 September 2017    118
I'd like to transfer my farm into a vehicle to preserve it for my children. I'm told trusts are tax unfriendly.
Estate planning
What are the tax implications of a cash gift?

What are the tax implications of a cash gift?

1 answered

  /  26 October 2017    115
I've received large sum of money from a friend in the US as a graduation gift. I don't receive enough income to pay tax currently.
Tax
How should I invest R1.2m for a monthly income at retirement?

How should I invest R1.2m for a monthly income at retirement?

1 answered

  /  13 July 2018    113
I cannot take a lot of risk, as this is all the money I have.
Investments Personal Finance Retirement
I’m 22 – how do I choose a low-cost annuity?

I’m 22 – how do I choose a low-cost annuity?

1 answered

  /  1 March 2018    111
Retirement annuities: the difference between those offered by life insurance companies and LISP platforms.
Investments Retirement
RA top up or tax-free savings account?

RA top up or tax-free savings account?

1 answered

  /  31 May 2018    106
Should I use the RA tax benefit, as allowed by Sars, before investing into a tax-free fund?
Investments Personal Finance Retirement Tax
How can I invest for good returns, but with low risk?

How can I invest for good returns, but with low risk?

1 answered

  /  30 May 2018    104
Are unit trusts or fixed deposit accounts the better option?
Investments Personal Finance Unit Trusts
My unit trust fund investment hasn’t accrued in value

My unit trust fund investment hasn’t accrued in value

1 answered

  /  23 August 2018    102
What should I do to ensure I get some income from this investment?
Investments Retirement Tax

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