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Can I offset my R1.5m assessed capital loss with Sars?

What can I do to maximise the utilisation of this tax vehicle?

How do I invest for a R20 000 monthly income?

Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.

Do I need to pay tax on a foreign income?

What are the tax implications if your income is deposited in an offshore account versus an SA-registered bank account?

DIY: Financial ‘self-help’ plans

I want to start a share portfolio but don’t want to rush. What do you make of my share picks?

I’m 22 – how do I choose a low-cost annuity?

Retirement annuities: the difference between those offered by life insurance companies and LISP platforms.

Double taxation: did Sars tax me correctly?

I have been a tax resident offshore since 1981. Sars taxed my lump-sum payout from my matured SA annuity policy on the full amount before payment was made into my account.

Are my financial advisor’s fees justified?

Am I under an obligation to give 1% of my funds to the broker who I originally took the investment out with every time I make a deposit?

Would it be crazy to sell my house and take the proceeds overseas?

I'm thinking of selling my house and depositing the proceeds overseas as an insurance policy against further political upheaval.

How do I invest for a R38 000 pm income?

I will have R7.2 million in a pension fund when I retire in April 2019.

Should I switch my living annuity fund?

My investment lost money recently - should I switch into a safe money market fund as soon as possible?

Offshore transaction: does the money have to come back to SA?

I have an offer for my share of my business, made by my UK partner, in pounds. Do I have to bring the money back into SA?

Financial emigration: Should I withdraw my retirement savings?

If I emigrate, I’m considering cashing out my pension as part of the discretionary R1 million allowance.

Would withdrawing my retirement lump sum save tax?

I've not yet cashed provident or pension funds and assume Sars will increase and adapt the current tax structure.

Can I retire from just one RA?

Reporting on this RA is poor and I would like to retire early and turn it into a living annuity, or preserve it.

What access do you have to your retirement money?

Can you access more than one third of your pension fund and do you have to buy into a retirement annuity?

Investing where safety comes first

I'm looking to invest R100 000 for returns of around 10%-12%, in a safe environment where I don't lose the money I originally invested.

What is the most tax-efficient way to sell a property in a trust?

... and where do I invest the proceeds if I'm planning to retire in 5-10 years?

How do I find a missing policy in my name?

My late father took out a policy/investment/trust fund in my name several years ago. Is there anyway I can find out if there is actually something in my name?

What are the tax implications of a cash gift?

I've received large sum of money from a friend in the US as a graduation gift. I don't receive enough income to pay tax currently.

How can I buy my first car in cash?

I want to buy my first car in cash by investing R4 000 a month for three to five years. Which investment product is best to achieve this?

How do I invest for a R38 000 pm income?

I will have R7.2 million in a pension fund when I retire in April 2019.

How do I invest for a R20 000 monthly income?

Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.

I have R200 000 to invest – where to now?

A Moneyweb reader with a ten-year horizon and a total unencumbered portfolio of almost R13 million asks for investment advice.

Financial emigration: Should I withdraw my retirement savings?

If I emigrate, I’m considering cashing out my pension as part of the discretionary R1 million allowance.

Offshore investing: How do I navigate wills and tax?

Are there issues with foreign investments in the event of one's death regarding separate wills and executors, estate duty, and insurance wrappers?

Set up a trust to save tax? It may not work anymore

Should we use trusts to hold shares in companies, particularly now with the new rules on trusts? What is the best tax-wise? - Reader’s question answered.

Can we use trusts to save for an investment property?

A group is committed to collectively saving R45k per month for a year, to purchase an investment property cash.

The tax implications of trading forex for a living

What are Sars’ tax requirements on forex trading? It will be my sole income.

Estate planning: Should I transfer my farm to company or trust?

I'd like to transfer my farm into a vehicle to preserve it for my children. I'm told trusts are tax unfriendly.

What are the tax implications of a cash gift?

I've received large sum of money from a friend in the US as a graduation gift. I don't receive enough income to pay tax currently.

What is the most tax-efficient way to sell a property in a trust?

... and where do I invest the proceeds if I'm planning to retire in 5-10 years?

How does UIF work?

My husband has been employed by Portnet for about 30 years. He wants to retire early - will he qualify for UIF?

Can I retire from just one RA?

Reporting on this RA is poor and I would like to retire early and turn it into a living annuity, or preserve it.

I’m 22 – how do I choose a low-cost annuity?

Retirement annuities: the difference between those offered by life insurance companies and LISP platforms.

The best place to park your cash

What are the best places to park cash (and perhaps in what currency) for an investment return?

How do I construct a portfolio to live off?

I’m 25 years old, have a long-term investment horizon, looking for adequate returns and gains on capital. I have the following investments...

I’m emigrating, what happens to my provident fund?

I can't decide if I should invest it here in SA, or overseas, and I don't know what the tax implications are….

How should I invest my R1.5m for retirement?

What kind of investment would you recommend with the lowest costs possible, maximum returns and minimum tax implications?

How do I become financially independent in a decade?

What sort of capital investment and monthly contribution would be realistic in achieving this goal?

Independent advisors vs ‘tied’ financial organisations

'Independence allows me the space to find the appropriate solution for a client' - Craig Gradidge, Gradidge-Mahura Investments.

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