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How will I be taxed on unit trust withdrawals?

How will I be taxed on unit trust withdrawals?

1 answered

  /  7 August 2019    70
Local unit trusts generally attract dividend and interest taxes and possibly capital gains tax on withdrawal.
Investments Retirement
How best do I invest for my grandchildren?

How best do I invest for my grandchildren?

1 answered

  /  1 August 2019    20
Investing into one or two individual shares exposes you to significant risk.
Investments
Do I still pay my RA advisor’s fees if he’s no longer practising?

Do I still pay my RA advisor’s fees if he’s no longer practising?

1 answered

  /  29 July 2019    27
The fee would not automatically stop, but you do have options.
Investments Retirement
I’m 69 and working. How do I gain more tax relief?

I’m 69 and working. How do I gain more tax relief?

1 answered

  /  25 July 2019    74
A look at how to benefit from medical aid and retirement annuity contributions.
Retirement Tax
Do the default regulations allow me to transfer my pension fund?

Do the default regulations allow me to transfer my pension fund?

1 answered

  /  24 July 2019    85
Yes – but consider investment fees, fund performance, risk tolerance and investment horizon.
Retirement
Should I invest a lump sum or contribute monthly?

Should I invest a lump sum or contribute monthly?

1 answered

  /  22 July 2019    61
The amount of time you spend in the market and the frequency with which you invest are two important factors to consider.
Investments Tax
How do I become debt-free?

How do I become debt-free?

1 answered

  /  19 July 2019    51
If the interest rate on your car loan is higher than that of your home loan, consider using your access bond to pay off your vehicle in full.
Personal Finance Retirement
Is it necessary to invest in property to build wealth?

Is it necessary to invest in property to build wealth?

1 answered

  /  11 July 2019    237
'The big money is not in the buying or the selling, but in the waiting' - Charlie Munger.
Investments
How do I best invest my R6m lump sum from the RAF?

How do I best invest my R6m lump sum from the RAF?

1 answered

  /  29 June 2019    129
Consider the emotional benefits of owning your own home without the anxiety of paying off a bond.
Investments Retirement Tax
Is it worth getting a loan in order to invest?

Is it worth getting a loan in order to invest?

1 answered

  /  26 June 2019    21
A preferable solution would be to invest a monthly amount into a unit trust portfolio or your retirement fund.
Investments
Clients take money offshore for the wrong reasons

Clients take money offshore for the wrong reasons

Answered by:  /  28 May 2019    15
Craig Torr, founding member of Crue Invest, on providing advice in the current environment.
Can I transfer my funds out of a loss-making annuity?

Can I transfer my funds out of a loss-making annuity?

1 answered

  /  26 April 2019    138
Changing investment strategies based solely on market performance is not advised, especially in retirement.
Investments Retirement
Should I use my provident fund to buy property and rent it out?

Should I use my provident fund to buy property and rent it out?

1 answered

  /  25 April 2019    89
There are tax implications to consider.
Retirement
Are my pension plans wise?

Are my pension plans wise?

1 answered

  /  8 April 2019    136
After taking out my pension to pay off my bond, I want to invest the rest in an annuity for life once fully retired.
Investments Retirement
Which unit trusts should my children invest in?

Which unit trusts should my children invest in?

1 answered

  /  4 April 2019    169
Having a long-term view and being overweight in offshore funds is probably best.
Investments
Do I invest in an income/growth portfolio or a pure income fund?

Do I invest in an income/growth portfolio or a pure income fund?

1 answered

  /  1 April 2019    115
I have R6 million to invest for retirement income: which option is best?
Investments Retirement
What are the tax implications for the beneficiary of my living annuity?

What are the tax implications for the beneficiary of my living annuity?

1 answered

  /  28 March 2019    54
Will my minor grandchild be able to register as a taxpayer?
Retirement Tax
How can I reduce the costs of my living annuities?

How can I reduce the costs of my living annuities?

1 answered

  /  27 March 2019    64
I have three living annuities and their performance has been dismal due to the state of the economy.
Investments Retirement
How best do we protect our retirement capital?

How best do we protect our retirement capital?

1 answered

  /  22 March 2019    69
... and keep the same standard of living?
Retirement
How do I invest my pension when I retire?

How do I invest my pension when I retire?

1 answered

  /  18 March 2019    217
Two important questions to consider: will you take the allowable cash portion, and what annuity type is most suitable?
Retirement
How do I invest for a R38 000 pm income?

How do I invest for a R38 000 pm income?

1 answered

  /  21 February 2018    338
I will have R7.2 million in a pension fund when I retire in April 2019.
Retirement
How do I invest for a R20 000 monthly income?

How do I invest for a R20 000 monthly income?

1 answered

  /  20 March 2018    309
Three of the biggest risks someone close to, or at retirement faces: longevity, inflation, and the underlying investment assets.
Investments Retirement
How does UIF work?

How does UIF work?

17 August 2017    296
My husband has been employed by Portnet for about 30 years. He wants to retire early - will he qualify for UIF?
Is it necessary to invest in property to build wealth?

Is it necessary to invest in property to build wealth?

1 answered

  /  11 July 2019    237
'The big money is not in the buying or the selling, but in the waiting' - Charlie Munger.
Investments
How do I invest my pension when I retire?

How do I invest my pension when I retire?

1 answered

  /  18 March 2019    217
Two important questions to consider: will you take the allowable cash portion, and what annuity type is most suitable?
Retirement
What’s better: investing in a 30-day notice account or unit trusts?

What’s better: investing in a 30-day notice account or unit trusts?

1 answered

  /  18 December 2018    216
A combination of income funds run by respected asset managers may be one of the safest forms of investment, other than cash.
Investments Unit Trusts
Can I safely invest with FedGroup?

Can I safely invest with FedGroup?

UPDATE

1 answered

  /  27 July 2017    201
Update: FedGroup responds. 'I’m a pensioner with R1.5 million to invest – would it be safe with FedGroup’s bond participation scheme?'
Investments Retirement
How should I invest R1.2m for a monthly income at retirement?

How should I invest R1.2m for a monthly income at retirement?

1 answered

  /  13 July 2018    193
I cannot take a lot of risk, as this is all the money I have.
Investments Personal Finance Retirement
I have R200 000 to invest – where to now?

I have R200 000 to invest – where to now?

1 answered

  /  12 October 2017    184
A Moneyweb reader with a ten-year horizon and a total unencumbered portfolio of almost R13 million asks for investment advice.
Investments Retirement
Which unit trusts should my children invest in?

Which unit trusts should my children invest in?

1 answered

  /  4 April 2019    169
Having a long-term view and being overweight in offshore funds is probably best.
Investments
Financial emigration: Should I withdraw my retirement savings?

Financial emigration: Should I withdraw my retirement savings?

UPDATE

1 answered

  /  29 January 2018    168
If I emigrate, I’m considering cashing out my pension as part of the discretionary R1 million allowance.
Retirement Tax
The tax implications of trading forex for a living

The tax implications of trading forex for a living

1 answered

  /  20 June 2017    163
What are Sars’ tax requirements on forex trading? It will be my sole income.
Tax
How should a 23-year-old invest their money?

How should a 23-year-old invest their money?

1 answered

  /  31 July 2018    158
Is a retirement annuity, unit trust, or tax-free savings account the way to go?
Insurance Investments Personal Finance Retirement Tax Unit Trusts
What access do you have to your retirement money?

What access do you have to your retirement money?

1 answered

  /  12 January 2018    149
Can you access more than one third of your pension fund and do you have to buy into a retirement annuity?
Offshore investing: How do I navigate wills and tax?

Offshore investing: How do I navigate wills and tax?

1 answered

  /  5 October 2017    148
Are there issues with foreign investments in the event of one's death regarding separate wills and executors, estate duty, and insurance wrappers?
Estate planning Investments Tax
Can I transfer my funds out of a loss-making annuity?

Can I transfer my funds out of a loss-making annuity?

1 answered

  /  26 April 2019    138
Changing investment strategies based solely on market performance is not advised, especially in retirement.
Investments Retirement
Which is a better option for a 71-year old: fixed deposit or stick to unit trusts?

Which is a better option for a 71-year old: fixed deposit or stick to unit trusts?

1 answered

  /  25 June 2018    136
My flexible investment has taken a big knock and I am very worried as I am now digging into my capital.
Estate planning Investments Personal Finance Retirement Unit Trusts
What happens to a pension payout on dismissal?

What happens to a pension payout on dismissal?

1 answered

  /  6 July 2017    136
Does the pension payout include both employee’s and employer’s pension contribution?
Retirement
Are my pension plans wise?

Are my pension plans wise?

1 answered

  /  8 April 2019    136
After taking out my pension to pay off my bond, I want to invest the rest in an annuity for life once fully retired.
Investments Retirement
How can I invest for good returns, but with low risk?

How can I invest for good returns, but with low risk?

1 answered

  /  30 May 2018    134
Are unit trusts or fixed deposit accounts the better option?
Investments Personal Finance Unit Trusts

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