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You may find that your asset allocation in your current unit trust is appropriate to support your long-term needs.

A secured loan may be the option for you.

And what happens to those shares if the company does delist?

The simple answer is yes, but a number of other factors will affect returns.

Shariah-compliant funds and ESG investment products are among the choices available to you.

You need to determine whether you've made any previous withdrawals that would have impacted how you've been taxed.

There are several high-level considerations when deciding whether or not a rental property is a good investment.

While rewarding clients who are keeping your business afloat is great, you should not commit to negative cash flows in the future.

And where can I find other solutions to gear my commercial property?

And how do you go about obtaining oil shares?

It is important to have a holistic view of your entire balance sheet before making a decision.

Paying off debt will mean that you have more money to invest in the future.

Or would it be better to invest the dollars offshore longer term?

And would it be better to cash out or preserve it?

The choice will be driven by several factors.

Your decision to withdraw from your RA should not be based solely on the drop in your investment value or the returns promised by a fixed deposit.

Retirement annuities, living annuities – any investment decision should be considered within the requirements of a financial plan.

In the current environment you may find that it comes within the price range of more buyers, but there are a number of factors to consider.

Not if you are planning to retire in South Africa.

Use the opportunity of not paying rent at this time to be able to save for the shorter term.

Retirement annuities: the difference between those offered by life insurance companies and LISP platforms.

And what are the risks?

You may find that your asset allocation in your current unit trust is appropriate to support your long-term needs.

Consider the emotional benefits of owning your own home without the anxiety of paying off a bond.

I'd like to transfer my farm into a vehicle to preserve it for my children. I'm told trusts are tax unfriendly.

Are unit trusts or fixed deposit accounts the better option?

How can we invest in the short term for high interest returns to achieve this over the next two years?

Holding your pension fund in cash for an indefinite period could lead to longevity risk in your investment capital.

I've received large sum of money from a friend in the US as a graduation gift. I don't receive enough income to pay tax currently.

After taking out my pension to pay off my bond, I want to invest the rest in an annuity for life once fully retired.

What are the tax implications if your income is deposited in an offshore account versus an SA-registered bank account?

I want to make a query regarding to lump sum withdrawals. In 2014, at 54, my dad resigned from his job at Eskom after 39 years and ten months service, as he was drowning in debt. His pension fund was worth R1.8 million when he submitted the resignati...

Should the shelf company generate an income from the investment property, it will be deemed an active trading company.

Should we use trusts to hold shares in companies, particularly now with the new rules on trusts? What is the best tax-wise? - Reader’s question answered.

A group is committed to collectively saving R45k per month for a year, to purchase an investment property cash.

Should I use the RA tax benefit, as allowed by Sars, before investing into a tax-free fund?

I have credit cards and personal loans - can I still do a financial emigration?

Investing with a wealth manager on an investment platform and following a unit trust approach is one option.

Investing your retirement cash lump sum withdrawal into a retirement annuity could prove to be very beneficial.

Foreign cash in the bank is likely to face the headwinds of inflation, low-interest rates and potential costs.