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I’m 75 with no pension. How can I invest R750k to generate income?

23 Jun 2020 / By Mauro Forlin

Investment plans have to be carefully customised to each investor’s specific requirements.

Investments Personal Finance Retirement

Was it in my best interest to sign a Category II mandate?

11 Jun 2020 / By Michael Haldane

A discretionary mandate is used by an investor and a financial services provider to assist in the ongoing positioning of a portfolio as circumstances change.

Investments Personal Finance Unit Trusts

I have a six-month investment term. What should I invest in?

10 Jun 2020 / By Stephen Katzenellenbogen

There is no perfect solution, but here are a few ideas to think about.

Investments Personal Finance Unit Trusts

How does a recent court ruling affect living annuities in divorce?

9 Jun 2020 / By Eric Jordaan

The SCA ruled that the right to receive annuity payments is an asset in the annuitant’s estate and can be taken into account for the determination of accrual.

Personal Finance Retirement

How can I repay my home loan more quickly?

4 Jun 2020 / By Gareth Collier

Settling your other debt could free additional cash flow, which can then go towards your home loan.

Investments Personal Finance

Should I withdraw my investments to invest in RSA retail savings bonds?

3 Jun 2020 / By Craig Torr

You may find that your asset allocation in your current unit trust is appropriate to support your long-term needs.

Investments Personal Finance Retirement Unit Trusts

How do I finance a property I technically own?

2 Jun 2020 / By Devon Card

A secured loan may be the option for you.

Personal Finance

Can you buy shares in a listed company that wants to delist?

28 May 2020 / By Mauro Forlin

And what happens to those shares if the company does delist?

Investments Personal Finance

Will a rand- and dollar-denominated ETF have the same returns?

27 May 2020 / By Trevor Lee

The simple answer is yes, but a number of other factors will affect returns.

Investments Personal Finance

What options are available for ethical investing?

26 May 2020 / By Elke Brink

Shariah-compliant funds and ESG investment products are among the choices available to you.

Investments Personal Finance Unit Trusts

Was the tax calculation on my pension withdrawal correct?

21 May 2020 / By Craig Torr

You need to determine whether you've made any previous withdrawals that would have impacted how you've been taxed.

Personal Finance Retirement Tax

Is rental property still a good investment?

20 May 2020 / By Eric Jordaan

There are several high-level considerations when deciding whether or not a rental property is a good investment.

Investments Personal Finance

How can I incentivise clients without affecting cash flow?

19 May 2020 / By Devon Card

While rewarding clients who are keeping your business afloat is great, you should not commit to negative cash flows in the future.

Personal Finance

Why are loan requirements for commercial property so onerous?

14 May 2020 / By Gareth Collier

And where can I find other solutions to gear my commercial property?

Investments Personal Finance

Does the low Brent crude price make oil stocks a buy?

13 May 2020 / By Jesse Morgans

And how do you go about obtaining oil shares?

Investments

How should I tackle divorce debt on my pension fund?

12 May 2020 / By Craig Torr

It is important to have a holistic view of your entire balance sheet before making a decision.

Personal Finance Retirement

Should I invest or pay off debt?

7 May 2020 / By Thulisile Nkomo

Paying off debt will mean that you have more money to invest in the future.

Investments Personal Finance

Is it a good time to exchange dollars to rand to pay off debt?

6 May 2020 / By Trevor Lee

Or would it be better to invest the dollars offshore longer term?

Personal Finance

Could I lose my pension during this coronavirus crisis?

UPDATE

5 May 2020 / By Stephen Katzenellenbogen

And would it be better to cash out or preserve it?

Investments Personal Finance Retirement

Which loan is best for home renovations?

30 Apr 2020 / By Craig Torr

The choice will be driven by several factors.

Personal Finance

Can we use trusts to save for an investment property?

14 Sep 2017 / By Richus Nel

A group is committed to collectively saving R45k per month for a year, to purchase an investment property cash.

Unit Trusts

I am emigrating, what happens to my unsecured debt?

28 May 2018 / By Melony Jacoby

I have credit cards and personal loans - can I still do a financial emigration?

Personal Finance

RA top up or tax-free savings account?

31 May 2018 / By Peter Nurcombe-Thorn

Should I use the RA tax benefit, as allowed by Sars, before investing into a tax-free fund?

Investments Personal Finance Retirement Tax

Is there a tax benefit to purchasing an RA with my retirement lump sum?

3 Apr 2020 / By Stephen Katzenellenbogen

Investing your retirement cash lump sum withdrawal into a retirement annuity could prove to be very beneficial.

Investments Personal Finance Retirement Tax

How can I buy Netflix and Amazon shares in South Africa?

19 Jan 2021 / By Trent Hodges

Finding a platform is easy enough, it’s picking the sector and the individual stocks within that sector that is more tricky.

Investments Personal Finance

How do I finance a property I technically own?

2 Jun 2020 / By Devon Card

A secured loan may be the option for you.

Personal Finance

Will a dollar/pound investment safeguard the value of my money?

11 Aug 2020 / By Jesse Morgans

Foreign cash in the bank is likely to face the headwinds of inflation, low-interest rates and potential costs.

Investments Personal Finance

My unit trust fund investment hasn’t accrued in value

23 Aug 2018 / By Marise Smit

What should I do to ensure I get some income from this investment?

Investments Retirement Tax

How do I invest in property outside SA?

11 Oct 2019 / By Sonia du Plessis

Buying property offshore might be quite rewarding, but there are some risks to be aware of.

Investments

Do I invest in an income/growth portfolio or a pure income fund?

1 Apr 2019 / By Thulisile Nkomo

I have R6 million to invest for retirement income: which option is best?

Investments Retirement

Should I use my provident fund to buy property and rent it out?

25 Apr 2019 / By Trevor Lee

There are tax implications to consider.

Retirement

How should I use a lump sum for monthly income?

9 Jul 2018 / By Peter Nurcombe-Thorn

I can either invest it, or I can buy a property to rent out.

Investments Retirement

Can I retire from just one RA?

22 Jan 2018 / By Jesse Morgans

Reporting on this RA is poor and I would like to retire early and turn it into a living annuity, or preserve it.

Retirement

I’ve inherited R200k. What’s the best way to invest it?

1 Apr 2020 / By Thulisile Nkomo

There are several factors that need to be considered before embarking on your investment journey.

Investments Personal Finance

Living annuities: Is a drawdown best taken from a local fund?

10 Nov 2020 / By Richus Nel

If the aim is to get maximum global exposure and the drawdown is taken 100% from local funds, how much should be invested in the local fund?

Investments Personal Finance Retirement Tax

I want to use some of my pension on debt and a deposit on a house

10 Aug 2018 / By Stephen Katzenellenbogen

Where can I transfer the remaining funds without incurring too much tax?

Personal Finance Retirement Tax

What is the most tax-efficient way to sell a property in a trust?

2 Nov 2017 / By Natasja Hart

... and where do I invest the proceeds if I'm planning to retire in 5-10 years?

Tax

What are the tax implications of transferring my RAs into a living annuity?

17 Sep 2020 / By Adam Bacher

Transfers to a living annuity are done on a tax-neutral basis, but there are a few things to be aware of.

Personal Finance Retirement Tax

How can I access part of my annuity?

28 Jan 2019 / By Mduduzi Luthuli

I was retrenched in August 2015 and need to buy a property with some money left in my RA.

Retirement

I’m about to reach 65 – do I resign or retire?

11 Jul 2017 / By Laurie Wiid

I have two options, namely retirement or resignation from government service.

Retirement

Viewing 46 - 60 of 257 total

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