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Estate planning Insurance Investments Medical Cover Personal Finance Retirement Tax Unit Trusts

Is it advisable to invest in crowd farming?

27 Jan 2021 / By Gareth Collier

As with any other investment, it is important to fully understand the risks involved.

Investments Personal Finance

Should I keep my emergency fund in my bond?

26 Jan 2021 / By Thulisile Nkomo

Or are there better investments I could make?

Investments Personal Finance

How can I buy Netflix and Amazon shares in South Africa?

19 Jan 2021 / By Trent Hodges

Finding a platform is easy enough, it’s picking the sector and the individual stocks within that sector that is more tricky.

Investments Personal Finance

If you breach Regulation 28 limits, how long do you have to rectify it?

14 Jan 2021 / By Mauro Forlin

And if you don't rectify the breach, what are the implications?

Investments Personal Finance Retirement

Should I sell my RMH shares or hold on to them?

13 Jan 2021 / By Trent Hodges

If you sell your stock, you will realise the 46% loss.

Investments Personal Finance

Can a parent claim for a loan repayment against their child’s joint estate?

12 Jan 2021 / By Eric Jordaan

She married in community of property and is now getting divorced.

Estate planning Personal Finance

What’s the best way to invest R10k for my son’s university education?

23 Dec 2020 / By Elke Brink

And which unit trust fund would be best should I want to invest one?

Investments Personal Finance Unit Trusts

I’m R205k in debt. How do I become debt-free?

22 Dec 2020 / By Jesse Morgans

You may need to consider applying for debt counselling.

Personal Finance

I’m under debt review. Can I withdraw cash from my pension to buy a house?

18 Dec 2020 / By Craig Torr

The only time you may access these funds is if you leave your employer.

Personal Finance Retirement

What should I consider when moving my pension to a preservation fund?

17 Dec 2020 / By Michael Haldane

It's important to know what the various providers can and cannot offer you.

Investments Personal Finance Retirement

Which investment vehicle is best for our kids?

15 Dec 2020 / By Devon Card

Our options are tax-free savings accounts, retirement annuities and endowment policies.

Investments Personal Finance Tax

I’m unhappy with the performance of my RAs. What recourse do I have?

1 Dec 2020 / By Mauro Forlin

You can transfer your retirement annuity to a Lisp-based retirement annuity with the same provider.

Investments Personal Finance Retirement

What should I consider when looking for a retirement annuity?

26 Nov 2020 / By Stephen Katzenellenbogen

If this is your only investment you may want to explore splitting across other products to get product, liquidity and tax diversification.

Personal Finance Retirement

How can I ensure land I donate to my ex doesn’t form part of her marriage?

25 Nov 2020 / By Eric Jordaan

If your ex is married in community of property, the vacant land you donate will form part of the joint estate – but there are various options open to you.

Personal Finance

Is it advisable to draw the max from my LA and reinvest the monies offshore?

24 Nov 2020 / By Jesse Morgans

There is no benefit to what you are proposing, and the risk of incurring a higher tax liability.

Investments Personal Finance Retirement Tax

Can I set up a trust fund to pay for my mentally impaired child’s needs?

19 Nov 2020 / By Gareth Collier

And can I choose a non-profit organisation as trustee of the fund?

Estate planning Personal Finance

If my LA is invested in foreign portfolios, can my income be paid into a global account?

18 Nov 2020 / By Michael Haldane

Foreign exchange control regulations prevent this – but once you receive your income in rands you can transfer it to an offshore bank account.

Investments Personal Finance Retirement

Will I be able to draw all the cash from my pension preservation fund after March 2021?

17 Nov 2020 / By Devon Card

The scheduled tax legislation change relates specifically to provident preservation funds.

Personal Finance Retirement Tax

Is Breck Integrated Investment legit?

12 Nov 2020 / By Trent Hodges

It claims the return on your investment can be up to 65% in 30 days.

Investments Personal Finance

How do I change my marriage contract from in-community to antenuptial?

11 Nov 2020 / By Craig Torr

A notarial contract, once registered at the Deeds Office, will have the effect of an antenuptial contract.

Personal Finance

Can I transfer my funds out of a loss-making annuity?

26 Apr 2019 / By Richus Nel

Changing investment strategies based solely on market performance is not advised, especially in retirement.

Investments Retirement

Can I still invest in an RA at 50?

9 Apr 2020 / By Michael Haldane

Yes, there is no age limit on retirement annuity contributions.

Investments Personal Finance Retirement Tax

Can I use an RA to reduce my tax liability in retirement?

7 Feb 2020 / By Mauro Forlin

Few people realise that there is no age limit to continue to place capital into a retirement annuity.

Investments Personal Finance Retirement Tax

For tax purposes, can I set up a shelf company to buy property?

21 Jul 2020 / By Gareth Collier

Should the shelf company generate an income from the investment property, it will be deemed an active trading company.

Investments Personal Finance Tax

Should I withdraw my investments to invest in RSA retail savings bonds?

3 Jun 2020 / By Craig Torr

You may find that your asset allocation in your current unit trust is appropriate to support your long-term needs.

Investments Personal Finance Retirement Unit Trusts

How do I best invest my R6m lump sum from the RAF?

29 Jun 2019 / By Eric Jordaan

Consider the emotional benefits of owning your own home without the anxiety of paying off a bond.

Investments Retirement Tax

Estate planning: Should I transfer my farm to company or trust?

26 Sep 2017 / By Jesse Morgans

I'd like to transfer my farm into a vehicle to preserve it for my children. I'm told trusts are tax unfriendly.

Estate planning

What are the tax implications of a cash gift?

26 Oct 2017 / By Cheryl van Rooyen

I've received large sum of money from a friend in the US as a graduation gift. I don't receive enough income to pay tax currently.

Tax

Accessing pension lump sums on early retirement: rules and tips

7 Nov 2016 / By Mduduzi Luthuli

I want to make a query regarding to lump sum withdrawals. In 2014, at 54, my dad resigned from his job at Eskom after 39 years and ten months service, as he was drowning in debt. His pension fund was worth R1.8 million when he submitted the resignati...

Retirement

How can I invest for good returns, but with low risk?

30 May 2018 / By Jesse Morgans

Are unit trusts or fixed deposit accounts the better option?

Investments Personal Finance Unit Trusts

If married in COP, is my partner’s pension at risk due to my business debt?

4 Mar 2021 / By Rick Briers-Danks

How can I avoid such danger before they resign?

Personal Finance Retirement

Should I cash in my RAs and invest in living annuities?

22 Jul 2021 / By Toy Meyer

And does it make sense to buy another RA after one retires as I will be paying tax on my income from part-time work?

Personal Finance Retirement

I am emigrating, what happens to my unsecured debt?

28 May 2018 / By Melony Jacoby

I have credit cards and personal loans - can I still do a financial emigration?

Personal Finance

How can we apply our stokvel to property development?

18 Jul 2018 / By Mduduzi Luthuli

How can we invest in the short term for high interest returns to achieve this over the next two years?

Investments Personal Finance

Where can I open a tax-free investment where I benefit from compound interest?

13 Aug 2020 / By Elke Brink

Investing with a wealth manager on an investment platform and following a unit trust approach is one option.

Is putting my pension in a money maximiser account best?

2 Apr 2020 / By Jesse Morgans

Holding your pension fund in cash for an indefinite period could lead to longevity risk in your investment capital.

Investments Personal Finance Retirement

Are my pension plans wise?

8 Apr 2019 / By Michael Haldane

After taking out my pension to pay off my bond, I want to invest the rest in an annuity for life once fully retired.

Investments Retirement

Set up a trust to save tax? It may not work anymore

9 May 2017 / By Brian Butchart

Should we use trusts to hold shares in companies, particularly now with the new rules on trusts? What is the best tax-wise? - Reader’s question answered.

Investments

Can we use trusts to save for an investment property?

14 Sep 2017 / By Richus Nel

A group is committed to collectively saving R45k per month for a year, to purchase an investment property cash.

Unit Trusts

Do I need to pay tax on a foreign income?

13 Mar 2018 / By Suzean Haumann

What are the tax implications if your income is deposited in an offshore account versus an SA-registered bank account?

Investments Tax

Viewing 46 - 60 of 319 total

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