BLACK FRIDAY
15% DISCOUNT
on our annual subscription.
Offer valid from 23 Nov – 30 Nov 2020.
PODCAST CHANNELS:
Home    Ask an Advisor

How will I be taxed on unit trust withdrawals?

7 Aug 2019
Local unit trusts generally attract dividend and interest taxes and possibly capital gains tax on withdrawal.

How best do I invest for my grandchildren?

1 Aug 2019
Investing into one or two individual shares exposes you to significant risk.

Do I still pay my RA advisor’s fees if he’s no longer practising?

29 Jul 2019
The fee would not automatically stop, but you do have options.

I’m 69 and working. How do I gain more tax relief?

25 Jul 2019
A look at how to benefit from medical aid and retirement annuity contributions.

Do the default regulations allow me to transfer my pension fund?

24 Jul 2019
Yes – but consider investment fees, fund performance, risk tolerance and investment horizon.

Should I invest a lump sum or contribute monthly?

22 Jul 2019
The amount of time you spend in the market and the frequency with which you invest are two important factors to consider.

How do I become debt-free?

19 Jul 2019
If the interest rate on your car loan is higher than that of your home loan, consider using your access bond to pay off your vehicle in full.

Is it necessary to invest in property to build wealth?

11 Jul 2019
'The big money is not in the buying or the selling, but in the waiting' - Charlie Munger.

How do I best invest my R6m lump sum from the RAF?

29 Jun 2019
Consider the emotional benefits of owning your own home without the anxiety of paying off a bond.

Is it worth getting a loan in order to invest?

26 Jun 2019
A preferable solution would be to invest a monthly amount into a unit trust portfolio or your retirement fund.

Clients take money offshore for the wrong reasons

28 May 2019
Craig Torr, founding member of Crue Invest, on providing advice in the current environment.

Can I transfer my funds out of a loss-making annuity?

26 Apr 2019
Changing investment strategies based solely on market performance is not advised, especially in retirement.

Should I use my provident fund to buy property and rent it out?

25 Apr 2019
There are tax implications to consider.

Are my pension plans wise?

8 Apr 2019
After taking out my pension to pay off my bond, I want to invest the rest in an annuity for life once fully retired.

Which unit trusts should my children invest in?

4 Apr 2019
Having a long-term view and being overweight in offshore funds is probably best.

Do I invest in an income/growth portfolio or a pure income fund?

1 Apr 2019
I have R6 million to invest for retirement income: which option is best?

What are the tax implications for the beneficiary of my living annuity?

28 Mar 2019
Will my minor grandchild be able to register as a taxpayer?

How can I reduce the costs of my living annuities?

27 Mar 2019
I have three living annuities and their performance has been dismal due to the state of the economy.

How best do we protect our retirement capital?

22 Mar 2019
... and keep the same standard of living?

How do I invest my pension when I retire?

18 Mar 2019
Two important questions to consider: will you take the allowable cash portion, and what annuity type is most suitable?

How do I become financially independent in a decade?

10 Oct 2017
What sort of capital investment and monthly contribution would be realistic in achieving this goal?

Can I split my retirement savings into two living annuities without incurring tax?

16 Sep 2020
It's not necessary – diversification can also be achieved within one vehicle.

How do I start a share portfolio?

6 Feb 2019
What is a good balanced portfolio to start with for someone in their 20s?

Should I invest a lump sum or contribute monthly?

22 Jul 2019
The amount of time you spend in the market and the frequency with which you invest are two important factors to consider.

I’m 69 and working. How do I gain more tax relief?

25 Jul 2019
A look at how to benefit from medical aid and retirement annuity contributions.

Can I use tracker funds as part of a living annuity portfolio?

17 Jan 2019
A combination of offshore index trackers, active funds and income funds can be a winning long-term strategy in a living annuity.

Can I afford to retire early?

24 Aug 2017
Will I be OK to retire next year at 61, take R500 000 tax free and invest the balance with 4% monthly as an income?

Which option is best when applying for a home loan?

1 Jun 2018
Should I use my savings as additional payments with 100% bond or pay the savings as deposit, then request a bond?

Is it wise to invest R1m of my pension in fixed assets for five years?

29 Jul 2020
Investing in fixed income instruments over a long period could lead to higher longevity risk for retired investors.

What should I consider before investing in shares?

5 Feb 2020
The first step is to determine what your investment objective is.

How do I get started with my financial planning?

13 Dec 2018
Is it advisable to join the company's prescribed medical aid and retirement plans?

Can I invest offshore without a broker?

4 Jul 2018
Are there any platforms that cut out the middle man?

Should I switch my living annuity fund?

16 Feb 2018
My investment lost money recently - should I switch into a safe money market fund as soon as possible?

Can I reduce my monthly bond premium instead of the repayment term?

3 Sep 2020
You can. After making your lump sum payment, inform your bank that you want your monthly premiums adjusted accordingly.

How best do we protect our retirement capital?

22 Mar 2019
... and keep the same standard of living?

Will a donation to my spouse trigger capital gains tax?

12 Sep 2017
I'm married out of community of property and would like to donate unit trusts to my spouse.

What are the tax implications for the beneficiary of my living annuity?

28 Mar 2019
Will my minor grandchild be able to register as a taxpayer?

Can value loss in pre-retirement investments normalise after upswings?

23 Sep 2019
The optimal solution is a well-thought-out balancing act.

How can I reduce the costs of my living annuities?

27 Mar 2019
I have three living annuities and their performance has been dismal due to the state of the economy.

Investing where safety comes first

22 Nov 2017
I'm looking to invest R100 000 for returns of around 10%-12%, in a safe environment where I don't lose the money I originally invested.

Podcasts

NEWSLETTERS WEB APP SHOP PORTFOLIO TOOL TRENDING CPD HUB

Follow us:

Search Articles:Advanced Search
Click a Company: