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How can I buy my first car in cash?

24 Oct 2017
I want to buy my first car in cash by investing R4 000 a month for three to five years. Which investment product is best to achieve this?

It’s not the time to sell

18 Oct 2017
‘Long term in equities is one of the only asset classes where you can comfortably beat inflation, which is the key to long-term investment’ - Jaco Joubert, financial planner at PSG Wealth Sandton.

Post-resignation, what’s the best option for retirement funds?

17 Oct 2017
Reader wants to ensure a safe retirement and to pay the lowest tax possible.

I have R200 000 to invest – where to now?

12 Oct 2017
A Moneyweb reader with a ten-year horizon and a total unencumbered portfolio of almost R13 million asks for investment advice.

How do I become financially independent in a decade?

10 Oct 2017
What sort of capital investment and monthly contribution would be realistic in achieving this goal?

We have to plan for the worst-case scenario

6 Oct 2017
Every investment kind of works the same but it’s the discipline to stick to it that’s going to get you to the end: Vick Lallbahadur, financial advisor - Masthead Financial Planning.

Offshore investing: How do I navigate wills and tax?

5 Oct 2017
Are there issues with foreign investments in the event of one's death regarding separate wills and executors, estate duty, and insurance wrappers?

Two investment options for your child’s future

3 Oct 2017
I'm not completely convinced that the education policy route is the best way to go. I’ve reached an impasse.

The investing journey doesn’t stop when times are hard

2 Oct 2017
People are happy to buy things on special at the shops, but not when it comes to investing: Thulisile Nkomo, private wealth manager at NFB Financial Services.

How should I invest my R1.5m for retirement?

28 Sep 2017
What kind of investment would you recommend with the lowest costs possible, maximum returns and minimum tax implications?

Estate planning: Should I transfer my farm to company or trust?

26 Sep 2017
I'd like to transfer my farm into a vehicle to preserve it for my children. I'm told trusts are tax unfriendly.

We’ve moved to a more conservative strategy, less aggressive

22 Sep 2017
Long-term investing: ‘We tell clients if you stay invested, you will actually work through those losses and get your gains again’ - Suzean Haumann, financial advisor at Brenthurst Wealth.

Can we use trusts to save for an investment property?

14 Sep 2017
A group is committed to collectively saving R45k per month for a year, to purchase an investment property cash.

Will a donation to my spouse trigger capital gains tax?

12 Sep 2017
I'm married out of community of property and would like to donate unit trusts to my spouse.

Stay in the market long term, ignore the noise

11 Sep 2017
Get a good financial plan, good-quality funds, have a long-term investment goal and keep your eye on the prize: Reece Morrison, financial advisor at Masthead Financial Planning.

How does Reg 28 and the grandfather clause affect my portfolio?

7 Sep 2017
My portfolio needs to be rebalanced, as it's no longer protected under the grandfather clause. What happens if I contravene Regulation 28?

TFSAs: Do transfers, dividend reinvestment affect limits?

5 Sep 2017
Does selling one ETF to reinvest in another, reinvesting dividends or withdrawing affect TFSA limits?

‘Performance, convenience and low fees’

1 Sep 2017
'We are trying to assist the man on the street to understand their investments and help them with their financial goals' - Igor Rodionov, MD and founder of Advicement Investment Services.

Will GEPF account for my Transkei government pension fund savings?

31 Aug 2017
How will the GEPF calculate my pension when I retire?

How do executor fees work?

29 Aug 2017
In the executor's draft for my late father's estate settlement, are the 3.5% fees from the total assets or the net assets?

How can I teach my children about trading?

20 Jun 2018
I want my teenagers to the learn the ropes of stock exchanges – where do I start?

I’ve sold my house: How do I invest the proceeds?

1 Aug 2017
I want to use the proceeds for my daughter’s studies, or else as a deposit in two years’ time.

How does Reg 28 and the grandfather clause affect my portfolio?

7 Sep 2017
My portfolio needs to be rebalanced, as it's no longer protected under the grandfather clause. What happens if I contravene Regulation 28?

Can I capitalise on the bear market by doing an RA/LA swop?

23 Apr 2020
Retirement annuities, living annuities – any investment decision should be considered within the requirements of a financial plan.

What is the maximum I can increase my monthly pension payout to?

1 Jul 2020
The living annuity drawdown rules have been temporarily relaxed, allowing annuitants to adjust their drawdown rates to between 0.5% and 20% until September 30.

Trusts: do I have funds due to me as a beneficiary?

2 Sep 2019
Sign a letter of authority and send it to all investment providers to ascertain if there are any investments in your name.

Do I invest in a guaranteed investment plan or annuity?

29 Jun 2017
Please advise on an investment vehicle for a R1.5m lump sum. I’ll need to supplement my monthly pension from NJMPF.

Stay in the market long term, ignore the noise

11 Sep 2017
Get a good financial plan, good-quality funds, have a long-term investment goal and keep your eye on the prize: Reece Morrison, financial advisor at Masthead Financial Planning.

What happens when I default on my RA payments?

8 Aug 2018
I've been contributing for 10 years, but haven't been able to pay the last three months.

The changing role of financial advisors

4 May 2017
I wouldn’t exclude equity but I would definitely not allocate as much as I did in the past given the volatility of those shares – Renee Eagar.

Can I use my pension to buy a house and business?

3 Aug 2017
I'm thinking of resigning and buying two taxis and a mobile salon for my wife. Is this wise?

How to manage multiple RAs

24 Oct 2016
Factors to consider when saving with GEPF. Reader's question answered.

Average living annuity drawdown is 7.8%

4 Jul 2017
Wouter Fourie of Ascor on trends in living and life annuities and the right question to ask when sitting down with your financial planner.

Can I claim back for tax on my RA payout?

6 Mar 2020
No contributions to any tax-deductible investment product can result in you receiving tax back from Sars.

What are the tax implications of transferring a farm into a company?

4 Aug 2020
The first consideration is how the transfer will be effected.

Investment strategies in choppy markets

2 Mar 2017
Come back to the objective and initial reason behind the investment - Magnus Heystek Junior, Brenthurst Wealth.

Timing the market

26 Apr 2017
Why you should always rely on a good financial advisor.

Grandparent’s funds: A tax- and cost-efficient strategy

15 Aug 2017
I have an ailing grandparent with R20 million, who requires a small monthly income and wants beneficiaries to inherit directly....

Can I transfer my maturity funds into an RA?

5 Apr 2017
Reader's question answered.

Should I invest R1m in a balanced unit trust for medical expenses?

5 Aug 2020
If I go through with this, I would then cancel my medical aid.
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