Nerve-wracking time for Tongaat, banking issues at Ayo, another pot of gold for African Rainbow and a ‘revolt’ at Glencore.

A weaker rand pulled banks, insurers and retailers lower, countering gains in local market heavyweights Richemont and Naspers.

Khulekani Mathe - Head: Financial Inclusion, Banking Association South Africa

But won’t exit.

Africa Wealth Report 2021 estimates around 4 200 millionaires left SA over the past decade, but the depreciating rand and Covid-19 fall-out are also to blame.

Two banks beat all others hands down.

Seemingly without 'valid reason'.

Martin Smith from Anchor Capital on Capitec results. Elani van der Westhuizen from TaxTim on the tax implications of WFH. Phoevos Pouroulis of Tharisa on the company's production update as rains hamper production.

And touts possible increase as early as the second quarter of this year.

Largely due to the sharp increase in provisions for bad debts.

Mia Kruger of Kruger International on investment opportunities as the economy reopens. Libstar CFO Charl de Villiers unpacks the company's results as the retail channel jumps higher. Kokkie Kooyman from Denker Capital reviews the big four banks' results.

Economists expect further recovery in the final quarter of 2020 to be announced on Tuesday, but it will take years to reach pre-Covid levels.

But some customers require extended payment relief, with R10bn in retail loan relief rolled over since September.

Despite a tough year, the short-term insurer managed to up its gross written premiums by 7%: Hennie Nel – CFO, Santam.

‘January and February had very high Covid claims’ - Risto Ketola, group finance director at Momentum Metropolitan Holdings.