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LATEST

ADVISOR VIEWS 

A case for the guaranteed life annuity

The importance of understanding what you're committing to when choosing between a living annuity and a guaranteed life annuity.

First job? How to sweat your best asset

Tips to three hypothetical new employees.

Is a QROPS still a viable choice for your UK pension?

The benefits to using a regulated/registered pension structure.

Graduating? First job? Tips on how to allocate your first salary

If you're about to earn your first salary, how should you go about dividing your income between life insurance, disability and income protection insurance, investments and retirement savings?

Heading towards too much time, with too little money

About 94% of individuals are unable to retire independently and maintain their living standard straight after retirement.

Should I interrogate my financial advisor? Absolutely

Take your time and do your due diligence to ensure you're getting the value you deserve from your advisor.

Stretching your pension investments

If you're 65 and retired your priority is to make your money last for at least the rest of your life. If possible, the capital should grow at a rate higher than inflation, without taking undue risk.

To kill a bond or not?

If you can get an investment return higher than the interest rate on your bond, then you should allocate any additional cash you have to investments.

South Africa’s ETF revolution

ETFs will soon exhibit strong investment inflows, as South African investors recognise the benefits.

Choose your financial planner as you would your doctor

When you require professional advice on a serious legal, medical or dental issue (to name but three professions), would you opt to get a less-qualified opinion or solution? Generally, you would seek the best professional advice available to ensure your long-term well-being or wealth. So, who do you trust with your long-term financial well-being? Let’s

Saving can make life more enjoyable

Too often, saving is seen as something to avoid. Actually, we should welcome it because if our savings are on track, we'll enjoy spending so much more.

Dispelling some financial planning myths

Factual information to enable consumers to make informed financial planning decisions.

The trouble with index funds

A case for active management and sensible financial planning.

Financial planning for the self-employed

The advice I gave to myself ...

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