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Should you make additional payments to finish paying off your bond sooner? It’s something most of us strive for because it offers financial peace of mind plus acquiring a debt-free property to your name is a big step towards financial freedom.

Too often, we become complacent about our personal finances and as a result, we miss out on the long-term benefits. Growing your wealth and reaching that goal of endless passive income is a tough task and requires a very particular approach to your finances. It’s an approach that very few adapt mainly because Personal Finance

Working because you want to and not because you have to; or getting involved in work that gives you happiness, whether it be charitable work, your own business or a hobby - that is the eventual goal.

Here’s an interesting question, and one that I have been asked frequently: “I want to invest; should I buy property and rent it out (buy-to-let property) or should I invest into unit trust funds such as Coronation, Allan Gray, etc.?”