Contact information

Contact Number: 082 804 7777 / 018 293 0656
Address: Potchefstroom Branch - 19 & 21 Totius Street; Potchefstroom; 2531
Pretoria Branch - Charles de Gaulle; 11 Crecent; Highveld Office Park; Highveld X12; 0157
Paarl Branch - Groundfloor, Zomerlust Estate; Berg River Boulevard; Paarl


Herman is the CEO of Futurum Financial Group and is a Certified Financial Planner® professional with a list of other qualifications relevant to the industry. Herman started working in the insurance industry. His career started at Volkskas bank in 1984 and he was promoted to branch manager of Legal and General at Volkskas in Potchefstroom in 1986.

Herman became an independent broker in 1989. He founded Klopper & Kie Insurance Brokers which merged with another independent financial broker, and so Futurum Financial Group was borne. Today FFG has branches in three provinces, employs some 160 people and renders a whole range of services: from banking and investments to short term and medical insurance, group pension funds and funeral cover.

Herman himself now specialises in investment analysis and portfolio management with a strong knowledge in business insurance.

Company Info

Futurum Financial Group (Pty) Ltd (FFG) was formed on 1 October 1998. FFG has been assigning our experience and resources for more than 27 years, providing seamless, tailor-made insurance and risk solutions for top South African public companies, thousands of privately-owned businesses and many more private individuals.

FFG is a leading independent financial services company, delivering a broad range of financial services and products. We specifically focus on areas of Wealth Creation and Preservation, Asset Risk Management Insurance Solutions and Employee Benefit Solutions. With more than 150 colleagues nationally, FFG unites to add value for clients via innovative and effective risk and people solutions and through industry-leading resources and technical expertise.

FFG has the resources and network to support your company’s growth. As an insurance-based financial services provider, FFG focuses its activities on its key markets in strategic destinations throughout South Africa. With strong capabilities, matched by high standards of professionalism, we aim to be trusted as a corporate citizen that responds to the diverse expectations of stakeholders, including shareholders, customers, business partners, and employees.

Transformation plays a pivotal part of our growth strategy in South Africa. FFG is currently a level 4 contributor to B-BBEE and 100% B-BBEE supplier recognition.
We have become the cornerstone for many successful individuals and businesses in numerous sectors.


How should I invest R1.2m for a monthly income at retirement?

13 July 2018    103
I cannot take a lot of risk, as this is all the money I have. ...

What is the best way forward with my Sasol pension?

3 July 2018    3    12
I have many options, but I'm not sure which one will benefit me the most. ...

How can I teach my children about trading?

20 June 2018    29
I want my teenagers to the learn the ropes of stock exchanges – where do I start? ...

How do I invest R4m for future education expenses?

14 May 2018    61
Remember to set up an emergency fund to cover unexpected expenses. ...

Herman's VIEWS  

Plan B – financial emigration

11 October 2018    111
The key to financial emigration is to set up an offshore trust, move your investments or capital into the trust and live from the trust. ...

Have you wondered what happens to your living annuity upon divorce?

30 May 2018    17
Some serious calculations are needed. ...

Should you consolidate your discretionary money with your pension money?

16 April 2018    39
If you have taken a lump sum from your retirement fund, you must decide how best to take a drawdown from the capital that you've saved in various investment vehicles. ...

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