Contact information

0861113187 / 012 349 2324
Ascor House, Block B, Apex Corporate Park, Persequor Techno Park, Quintin Brand Rd, Pretoria, Gauteng, 0020, South Africa


Martin is a Registered Auditor (Chartered Accountant (SA)) and CERTIFIED FINANCIAL PLANNER® Professional. He has been practicing as an auditor since 1998.

Helping clients visualise and frame their dreams and establishing how to go about realising these dreams with the resources at their disposal is a challenge Martin relishes.

Martin completed a Hons. B.Compt. degree at the University of South Africa (UNISA), a Post Graduate Diploma in Financial Planning and an Advanced Post Graduate Diploma in Financial Planning in Investments (Asset Types and Instruments and Portfolio Construction and Management) at the University of Free State.

He completed three years of articles in May 1990 at Deloitte, and qualified as a Chartered Accountant (SA) in the same year. After completing articles at Deloitte, Martin remained with Deloitte until December 1995, during which time he became an Audit Manager in the Entrepreneurial Services Division. In January 1996, he joined United Pharmaceutical Distributors (Pty) Ltd, a subsidiary of the Premier Group of Companies, as Group Management Accountant. His responsibility also included the internal audit function of the group and he reported to the Premier Group Internal Audit Committee.

Martin started an audit practice, Pro Deo Auditors, in April 1998. In March 2005, the Ascor™ Group was formed when Pro Deo Auditors merged practices with Mr Wouter Fourie of Ascor™ Financial Advisers CC. The purpose of the merger was to establish a “one stop professional services company” which could supply comprehensive financial services.

Today Ascor™ is a fee based Independent Professional Wealth Management Practice based in Pretoria with a staff complement of 25 people.

Martin has been invited as guest speaker on the eNCA television channel, RSG Geldsake, Pretoria FM and Groot FM and has also been a guest lecturer at the University of Pretoria’s post graduate tax department. He has written articles on personal financial planning topics for magazines and presents seminars on general personal financial and investment planning.

Martin has a passion to see the financial planning and advice sector becoming an acknowledged profession.

Company info

At Ascor® we help clients build, manage, protect, and transition wealth. Ascor® is a fee based business and one of the first multidisciplinary practices in South Africa, offering comprehensive Wealth Management Services (“one stop professional services”) by incorporating Financial Planning, Investments, Auditing, Accounting, Consulting, Tax, Estate Planning and Estate Administration under one roof.

Ascor® offers a range of dynamic financial solutions for individuals and businesses. With some of the best qualified Financial Planners we provide superior advice and service. Our commitment is to give you, the client, first class service. For more information visit our website : or call us at 086 1113 187

Martin on Moneyweb

‘Sometimes just sitting on your hand is also a decision’

28 Feb 2020
Martin de Kock of Ascor Independent Wealth Managers discusses the impact of the new expat tax, tax avoidance, prescribed assets, local investment opportunities and more. ...

I have R500k in the bank. What should I invest in?

10 Feb 2020
Various available investment options will outperform cash over time. ...

Investors must ignore short-term market noise

10 May 2018
Warren Buffett is a good proponent of sitting on your hands when the markets are up and down - Martin de Kock, director at Ascor Independent Wealth Managers. ...

Would withdrawing my retirement lump sum save tax?

25 Jan 2018    3
I've not yet cashed provident or pension funds and assume Sars will increase and adapt the current tax structure. ...

Grandparent’s funds: A tax- and cost-efficient strategy

15 Aug 2017
I have an ailing grandparent with R20 million, who requires a small monthly income and wants beneficiaries to inherit directly.... ...

You can’t pick every year’s winner

30 May 2017    1
Martin de Kock of Ascor on fee structure, managing client expectations and medical aid for middle class families. ...

Martin's views

Update your estate details regularly, especially in times of crisis

17 Dec 2021
The festive season is a time to take stock and reassess your plans, policies and will. Here are some of the must-do items to prepare for any crisis in the future. ...

How to prepare for a crisis

6 Dec 2021
In times of a financial crisis, there are a number of rules to follow to mitigate the effects of the crisis and to assist when coping with a suddenly added burden. In this article, we follow on the pr ...

What can a pensioner do in times of crisis?

22 Nov 2021
The last two years have brought about a crisis for many pensioners. Some have braved the storm and others have panicked and made poor choices with their investments. We look at some of the dos and don ...

Alternative investments to supplement your retirement can be a risky business

8 Nov 2021
These investment options can be very rewarding but need extra care to decrease your risk and prevent the wipe-out of your hard-earned money. ...

The tax implications on your retirement should you move abroad

18 Oct 2021    2
Have kids abroad or considering retirement on a Mediterranean island? Read this broad overview on tax implications when moving abroad. ...

Reasons to avoid retirement

5 Oct 2021    1
Considerations for people nearing retirement age. ...

Two rules of thumb as you prepare for retirement

27 Sep 2021    1
A simple calculation to determine your retirement needs. ...

Are you ready for retirement?

20 Sep 2021    1
Some prudent planners will say that if you have to ask that question, you may very well not be ready for retirement. ...

Avoid the point of ruin

23 Aug 2021    2
The 'point of ruin' refers to the point at which your retirement savings start declining at an accelerating rate. ...

Things to have handy in case you pass away

23 Jul 2021
Keep these documents safely in a folder and tell someone you can trust where it is kept. ...

Have you considered your wife?

7 Jul 2021
Very often, financial advice focuses only on the husband, neglecting his spouse. It is never too late to change this. ...

Insist on pre-retirement counselling

2 Jul 2021    1
But also seek out independent advice. ...

What to do with savings if 2021 looks like 2020

8 Jan 2021
Trying to time the market is potentially damaging. ...

Making a small business work

2 Jul 2020
A few insights for SMEs emerging from the lockdown. ...

What do I need to know when choosing trustees?

27 Aug 2019
Before considering the appointment of trustees, it is important to understand what a trust is. A trust comes into being when a donor or settlor donates assets or cash to the trustees of a trust to be ...

Drafting a last will and testament

5 Aug 2019
It's advisable that your will be drafted in conjunction with your financial plan. ...

You can be debt-free

12 Feb 2019
Tips to keep debt from swallowing your hard-earned money. ...

Current markets can be a scary place

31 Oct 2018
With two months to go before the year comes to a screeching halt, the current downward movement in markets has led to investors’ emotions ranging from concern to outright anxiety. The markets have d ...

The best investment a parent can ever make

26 Oct 2018
Start saving for your child's tertiary studies as early as possible, to take advantage of the effect of compounding. ...

Where are the best returns for your investment, at this moment?

30 Sep 2018
Risk is probably as important as returns, yet investors seldom want to discuss it. ...

A handful of easy tips when planning your estate

25 Sep 2018
Consider a last will and testament, beneficiaries, estate liquidity, record-keeping and taxes. ...

Moneywise tips for saving for your holiday during a recession

14 Sep 2018
Plan your holiday properly to avoid the bitter after-taste of a holiday you enjoyed but could not afford. ...

Tax season 2018 has started

26 Aug 2018
What do I need to know as a provisional and non-provisional taxpayer? ...

Aligning your money with your risk appetite and goals

2 May 2017
To help you decide where and how to invest your money, consider the following... ...

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