Contact information

0861113187 / 012 349 2324
Ascor House, Block B, Apex Corporate Park, Persequor Techno Park, Quintin Brand Rd, Pretoria, Gauteng, 0020, South Africa


Wouter Fourie, CFP® – Author on retirement and investments and previous financial planner of the year. He is the CEO of Ascor® Independent Wealth Managers, one of the first multidisciplinary practices in South Africa. Ascor was crowned the Best Advisor Practice for South Africa in 2016 and again in 2018 as awarded by International Advisor magazine, a UK-based global publication.

Wouter is an Advanced Post Graduate Qualified Financial Planner (Investments and Estate planning) with more than 23 years’ experience in the field of comprehensive financial planning and wealth management. He is also a qualified Professional Accountant (SA) with postgraduate qualifications in advanced taxation.

Wouter is the co-author of the best-seller book “The Ultimate Guide to Retirement in South Africa” (now in the second edition), and “Secure your Retirement” with Bruce Cameron. (for more information visit

Wouter Fourie, CFP®, won the 2015/2016 FPI Financial Planner of the Year award sponsored by Personal Finance, which honours the most proficient professional financial planner in the profession. He was recently named on the IA100 list by the International Adviser magazine as one of the 100 most influential individuals in the Financial Planning industry, globally. Wouter is actively involved in financial literacy education and served on the FPI Board of Directors and as Chairman of the FPI Centre for Professional Development until 2018.

Wouter has been invited as a keynote speaker at numerous seminars (FPI annual convention, SAIFAA seminar, Momentum International Global Matters, and more). He is also a regular guest on Business Day TV, Kyknet TV, Summit TV, RSG Radio, and various other radio stations and a guest lecturer at the University of Pretoria. Wouter received special recognition from FPI’s previous CEO, Godfrey Nti, for volunteering and his contribution to helping raise the level of professionalism of financial planning in South Africa as well as building a strong sense of community within the financial planning profession.

For more information and articles written by Wouter – Google “Wouter Fourie”.

Company info

At Ascor® we help clients build, manage, protect, and transition wealth. Ascor® is a fee based business and one of the first multidisciplinary practices in South Africa, offering comprehensive Wealth Management Services (“one stop professional services”) by incorporating Financial Planning, Investments, Auditing, Accounting, Consulting, Tax, Estate Planning and Estate Administration under one roof.

Ascor® offers a range of dynamic financial solutions for individuals and businesses. With some of the best qualified Financial Planners we provide superior advice and service. Our commitment is to give you, the client, first class service. For more information visit our website : or call us at 086 1113 187

Wouter on Moneyweb

Verkans die risiko van aftreekapitaal so in onsekere tye

2 Nov 2021
Wouter Fourie, hoof van Ascor Independent Wealth Managers ...

What are the tax implications for the beneficiary of my living annuity?

28 Mar 2019
Will my minor grandchild be able to register as a taxpayer? ...

Living or guaranteed annuities?

5 Jul 2017    10
Both products have a role to play in a well-structured financial plan - FPI conference discussion. ...

Average living annuity drawdown is 7.8%

4 Jul 2017    11
Wouter Fourie of Ascor on trends in living and life annuities and the right question to ask when sitting down with your financial planner. ...

Retirement annuities and compound interest – twice the growth

3 Jun 2017    22
Forget get-rich-quick schemes; an RA offers incredible benefits that will see your funds grow ever-faster. ...

Timing the market

26 Apr 2017
Why you should always rely on a good financial advisor. ...

A checklist for the holidays

14 Apr 2017
You don't want to find yourself abroad without the requisite travel insurance. ...

Starting your own business?

25 Mar 2017
Don't forget life cover. ...

Creating a will

26 Feb 2017
A few things to consider. ...
recruitment, retirement savings, the great resignation

Think you are too young to live debt-free?

25 Feb 2017    7
4 steps to get you out of debt and enjoying a financially independent life and retirement. ...

Good advice is worth paying for

1 Nov 2016    8
Certified Financial Planner of the Year, Wouter Fourie, shares his investment philosophy. ...

Concerns around MMM scheme continue

14 Apr 2016
Ponzi schemes: ‘The best organised crime in the world’ – Wouter Fourie – Ascor Independent Wealth. ...

How the 2016 budget will affect you

26 Feb 2016
Budget taxes high-income individuals more – Wouter Fourie, director – Ascor. ...

Wouter's views

Women and finance: How well do you know yourself financially?

4 Aug 2022
The first step to becoming financially independent and wealthy is to know yourself. ...

Retirement: Women still at a disadvantage

9 Mar 2022
Here's how women can improve their financial position in retirement. ...

Retirement: The best investment money can buy!

11 Feb 2022
The investment growth at a rate better than inflation, combined with the added tax benefits, make retirement funds the best investment you will ever make. ...

Retirement: Tax directive simulations now on Sars eFiling profile

27 Jan 2022
This tool may be used to easily determine a member’s estimated tax liability. ...

10-Point financial checklist for 2022

4 Jan 2022
See how you're progressing towards your goals and identify any specific areas you might need to focus on. ...

Two major retirement reform proposals for 2022

20 Dec 2021
The government has been progressively reforming and restructuring the savings and retirement legislative framework. ...

Ten threats to a financially secure retirement (Part 2)

19 Nov 2021
In this second instalment on the threats to a secure retirement, we look at other factors that could hamper your opportunity to retire with a secure and adequate pension. ...

Ten threats to a financially secure retirement (Part 1)

12 Nov 2021
Everyone longs for a financially secure retirement. But there are many risks and pitfalls that could jeopardise your chances of truly enjoying the fruits of your labour in retirement. ...

How costs can erode wealth creation in retirement

9 Nov 2021
Ever asked if you have saved enough for retirement? You should also ask whether the costs associated with your investments are eating into your savings. ...

10 general rules for a secure retirement for women (Part 2)

11 Oct 2021    1
To what extent should you make decisions on your retirement with your spouse? Read some of our thoughts on the best practices for financial planning for couples. ...

10 general rules for a secure retirement for women (Part 1)

4 Oct 2021    1
These rules apply to both common law and same-gender relationships. ...

Dementia can cause havoc with your finances during retirement

28 Sep 2021    3
If you think you could be susceptible to dementia, it is recommended to plan your financial affairs in advance. ...

Factors to consider before choosing a retirement village (part 3)

20 Sep 2021
Take heed of the following when considering a move to a retirement village. ...

Factors to consider before choosing a retirement village (part 2)

15 Sep 2021
Apart from the investment risk, resale conditions, and the different levies, the following factors should also play a part in your final decision. ...

Approach retirement villages with caution (part 1)

3 Sep 2021    1
Retirement villages come in various shapes and forms with varying costs, depending on ownership structure, location and services offered. ...

Retirement: Investing in property considerations

30 Aug 2021    1
As an investment in property is both an interest-earning (as rent) and a capital-growth investment (an increase in the underlying value), property investments are still very popular, and they prove to ...

Retirement: Things to consider in the final year before retirement

20 Aug 2021    1
Many busy executives, or people who are deeply engaged in their work – like CEOs and company directors – suddenly wake up to the fact that they are in the final stretch before retirement. ...

Factors to keep in mind when moving when you retire (Part 2)

18 Aug 2021
Deciding whether you should stay put or move does not depend on a single answer but an individual and specific financial picture. ...

Factors to keep in mind when moving after retirement

2 Aug 2021
You need to take factors like security, personal relationships, relatives, climate and health into account. ...

Ignore offshore investments at your own peril

23 Jul 2021
You are going to lose out on investment returns and global growth if you shunt this valuable add-on to your investment portfolio. ...

How to reduce spending during retirement

13 Jul 2021
Don’t be shy to ask for pensioner discount. ...

Retrenched before retirement age? Keep the following in mind

7 Jul 2021    1
Following from the previous article, we look at some of the key considerations if you are facing early retirement due to retrenchment. ...

Retiring because of retrenchment? Beware the risks!

2 Jul 2021
There are several reasons why retrenchment can severely affect your ability to retire well. ...

Retirement savings: divorced spouse’s rightful claim

13 Jan 2021    2
A divorcee can lay a claim to a portion of their partner's monthly pay-out from a living annuity. ...

Structuring a tax-efficient retirement and savings plan

7 Jan 2021
Your taxable income decreases by the amount that you save for retirement. ...

Are you an executive on a company pension? You need help!

23 Dec 2020    2
Even though you have a company pension fund, you remain primarily responsible for the management of these funds. ...

Temporary changes to drawdown rate a blessing and a curse

5 May 2020
It may be advisable to leave as much of your savings in place until the market has had time to recover. ...

Prescribed assets – why all the fuss?

25 Oct 2019
The government can solve its money problem by drawing on the more than R6 trillion in managed savings. ...

Don’t let the default option lead you to a false sense of security

12 Jul 2019
A default plan doesn't consider a retiree’s personal circumstances, and there's a risk that it'll severely underperform your growth. ...

Why you deserve the best financial planner

27 Nov 2018
The decision to take ownership of your goals and start saving in the first place is where most people fail. ...

Stress-free tax filing

15 Oct 2018
Tips on how to submit your return efficiently. ...

Five retirement myths

17 Sep 2018
It's best not to bank on working past 65 or making a huge profit on selling your house. Plan for unforeseen circumstances. ...

How to invest for retirement when you earn a small salary

2 Sep 2018
Five simple elements – and you’ll have a sound strategy for the rest of your life. ...

The ultimate guide to retirement now on shelves

17 Aug 2018
Are you prepared for retirement? ...

How to invest offshore, an easy guide

30 May 2018
You can invest indirectly or directly - both have various options. ...

Trading in bitcoin, ethereum? Sars wants its share

10 Apr 2018
Spare a thought for cryptocurrency traders. ...

Timing the market

25 Apr 2017
Why you should always rely on a good financial advisor. ...

Ascor crowned best independent financial advisor

18 Nov 2016
The award and others underscores our client-focused approach. ...

Keep calm and have a retirement investment plan

18 Nov 2016
Having a well-defined and long-term plan should curb effects of market turmoil on your investments. ...

Creating a will

18 Nov 2016
A few things to consider. ...

A checklist for the holidays

18 Nov 2016
Here are a few things you need to take care of before embarking on a trip. ...

Happy kids, healthy budget

18 Nov 2016
It is easier than you think this holiday season. ...

Why you should start planning for retirement ASAP

15 Sep 2016
Young people face a longer life in retirement than their parents, so it's imperative they save enough for the golden years. ...

Think you are too young to live debt-free?

15 Sep 2016
Here's four steps to get you out of debt and enjoying a financially independent life and retirement. ...

Starting your own business? Do not forget about life cover

16 Aug 2016
Things to keep in mind to protect your legacy and your family’s well-being, after a dreaded disease diagnosis or if you pass away. ...

Managing your household expenses in these tough economic times

16 Aug 2016
During tough economic times, try to limit your exposure to debt as much as possible. ...

Travelling abroad? Here are some tips

16 Aug 2016
How you can make the most of your money. ...

Retirement annuities and compound interest – twice the growth

16 Aug 2016
Forget get-rich-quick schemes; an RA offers incredible benefits that will see your funds grow ever-faster, provided you have the patience to start investing early and keep at it. ...

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