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The ultimate aim of such an agreement is to ensure that, if the relationship ends, litigation is avoided.

The administration process can be time-consuming and laborious.

It is essential to understand the role that your living will plays, its enforceability, and the extent to which your wishes can be expressed therein.

Estate planning to a large extent involves the optimal structuring and managing of your assets while you are still alive.

The high cost of living with diabetes typically extends beyond healthcare-related costs.

Following the harmonisation process which took effect 1 March 2021, it is now easier for investors to understand how to save for retirement and how each vehicle works.

The more time you have to prepare for your child’s arrival, the better equipped you will be financially.

And what to consider in the evaluation process.

Opening channels of communication with your parents to allow for discussions around their retirement plan may help to avoid unpleasant surprises later on.

Making provision for one’s debt is an essential part of estate planning, and failure to do so can leave your loved ones financially compromised.

Setting time aside before the nuptials to discuss financial planning in the context of your married life can be empowering and unifying.

Getting your marital contract wrong can cause financial distress if your marriage comes to an end.

And how they can be incorporated to reduce tax in one’s estate.

A look at scenarios that demonstrate the cost of delaying your investment journey.

Financial mistakes can slow down the process of wealth creation.

Preservation funds have some unique features and it is important to fully understand how they work before opting for one.

Exploring the costs associated with treating dementia and caring for a dementia sufferer.

It is important to ensure that the people you nominate are appropriate for your estate plan.

Before purchasing a living annuity, it is important to fully understand what you are signing up for.

Products are now more comprehensive, increasingly complex, and somewhat difficult for the layperson to understand.

If retirement is on your dashboard, here are some tips on how to prepare adequately for this life stage.

Because the amount of tax you pay reduces your investment returns, it is essential to understand in advance how you will be taxed.

Surviving a serious diagnosis can create an enormous financial burden.

With today being World Financial Planning Day, now is an opportune time to review your financial plan. A financial plan is a living, fluid document that should be sufficiently flexible to change and adapt as your personal and financial circumstances do. While it is always advisable to review your financial plan on at least an

With 18 open medical schemes and hundreds of plan options to choose from, making a decision can be overwhelming.

Unpacking the mechanisms of gap cover and what to look for when choosing a benefit.

Sifting through medical aid brochures and the fine print can be time-consuming and bewildering.

Insight into some of the most common terms in the long-term insurance industry.

Over and above ensuring your estate’s solvency, it is also important to determine whether it has sufficient liquidity to settle its liabilities, taxes, and other financial commitments that may arise.

Due to the high prevalence of dread diseases, fear can result in a disproportionate spend on this benefit relative to death and disability cover.

Donations and tax exemptions form an important part of one’s overall financial and estate planning.

As one of the most important documents a person will ever sign, a will deserves careful and regular attention.

The Guardian’s Fund serves, amongst other things, to protect and manage money inherited by minor children.

A look at what form the documents should take, who should help draft them, and what special considerations should be kept in mind when putting the documents together.

Checking the validity of this all-important document means paying careful attention to the detail.

How various long-term insurance products can be used in each life stage to achieve optimal results.

Those with special needs can be particularly vulnerable to being taken advantage of and, as a parent, putting structures in place to manage and administer your child’s affairs is paramount.

It is important to be absolutely clear on your intentions for forming the trust and what you intend the trust to achieve.

And some advice on how to avoid them.

Before setting up an offshore trust, it is worth understanding one’s reporting obligations.