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While women tend to be better investors which sets them up well for the future, there are certain things that can weaken women’s financial positions.

The best time to put mechanisms in place to protect yourself financially is at the start of a relationship.

Global terms and phrases which all investors should know and understand.

If saved in the correct vehicle, your emergency fund can earn you interest and act as a safety net to ensure that you don’t need to access high-interest debt if you are suddenly faced with unexpected costs.

A testamentary trust is easy to set up and can have significant benefits for your loved ones.

Through our words and actions, we can provide our kids with a better chance of developing a positive connection with money.

Not everyone who has earned an income in the current tax year needs to file a tax return.

Most South Africans are Covid-fatigued but, as the trajectory of the third wave continues upwards, it’s only natural to think about how the possibility of sudden death would impact those we leave behind and how they would manage financially in our absence. If you’ve got a will tucked away, you’ve taken the first step towards

Today’s retirement bears very little resemblance to a retirement of even 20 years ago. Not only is the retirement funding industry significantly more complex, but increased human longevity has made planning for a longer period in retirement somewhat trickier to get right. Retirement planners have had to gear their advice to accommodate a more modern

A look at the wide range of terms that are regularly used in this specialist field of financial planning.

Always carefully consider your reasons for investing offshore; ensure it's not a knee-jerk reaction to local bad news.

An essential guide on what to consider.

The interplay between tax and investment returns can be complex.

A look at seven vehicles you can use to house your savings, how to use them effectively.

Like many things, saving is something that gets better with practice.

The success of generational wealth planning is dependent on honest and transparent communication across generations, while at the same time ensuring that family relations are protected, respected, and nurtured.

Disability insurance is designed to address the financial exposure a person faces in the event of permanent or temporary disability.

The distribution of retirement fund benefits depends largely on the nature of the product, the applicable legislation, and the will of the retirement fund member.

Your ability to consistently generate an income over a long period of time is the mechanism upon which your future wealth will be built.

Succession planning should take place holistically and with a view of your entire estate – both local and offshore – to ensure that no conflicts, confusion, or omissions occur.

Without a valid will, your estate will be distributed to your closest relatives in a pre-determined order which could result in family members unduly benefitting from your estate.

Understanding how it works can result in some much-needed tax relief.

As one moves from one life stage to the next, certain aspects of one’s financial planning may become more focal or intensified.

And why you probably need both.

In this article, we explore the impact of Section 37C on the distribution of death benefits and what this process entails.

If you know you are behind in your retirement savings, the worst thing you can do is nothing.

Many seemingly unrelated factors, such as the location of your job, the company’s culture, or its staff retention, may inadvertently have a financial impact on you.

Depending on the nature of the policy or investment, an estate planner can use beneficiary nomination to reduces estate costs.

Before contemplating divorce, couples should first seek to understand the impact that it will have on their retirement savings.

The sooner your start your financial planning journey, the better the outcomes are likely to be.

A TFSA can be a useful tool in your investment portfolio to achieve investment growth over a longer term.

A more expensive home means higher monthly bond repayments, added responsibility, and a layer of other costs that need to be accounted for.

Those who are invested to achieve longer-term investment objectives can expect to enjoy a smoother, less emotional ride.

Both Money Market Accounts and Money Market Funds are designed to house funds earmarked for shorter-term use.

Many couples do not spend enough time before getting married ensuring that their antenuptial contracts are aligned with their needs.

Many couples fail to consider how the accrual calculation impacts their estate plan, often with devastating consequences.

What to consider when structuring your foreign assets.

Saving is a habit that you can develop over time with a bit of effort, discipline and commitment.

Failing to deal adequately with the impact of the accrual system where the marriage is dissolved by death can lead to serious financial complications.

Retirement is an entire life stage that needs to carefully planned for, taking into account financial, logistical, emotional and psychological factors.