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During periods of change, clients should review their investment portfolios and make the necessary changes to ensure that their investments are ‘fit for purpose’ for the years to come.

Questions to ask your advisor about their choice of LISP.

Section 12J investments have played a part in promoting job creation and stimulating economic growth, while offering investors tax relief.

South African tax residents are required to pay tax in South Africa on their worldwide income.

Taking your money offshore is a multi-step, administratively intense process.

Will Covid-19 be a catalyst for a ‘great re-set’?

Where will we go from here?

If your investments have been too concentrated, geographically or by asset-type, it might be the right time to have a word with your financial advisor.

It is simple logic that to participate in any upswing, you have to remain invested.

A sobering reminder of the importance of managing risk in any investment decision.

Not necessarily, but we believe that diversification and asset allocation are the only two free lunches in the investment world.

If you are trapped by debt, paying your debt should be your top priority.

And if you are one of the lucky ones, what should you do with your windfall?

A gift of an investment in your child’s or grandchild’s name has multiple benefits.

Index funds carry a number of risks.

The pros and cons of the two routes available to South Africans.

Study shows advisors who persuaded clients to stick to pre-agreed investment plans helped make a significant long-term contribution to the total value of their investments.

From time to time, the financial services industry is tarnished by fraudulent advisors and aggressive selling of unsuitable financial products to gullible investors.

A look at retirement and emigration; living annuities and high offshore exposure; and where to draw your income.

Perversely, good investments may turn out to be in daycare and pre-primary schools for pre-school children.

Private equity and venture capital investing is becoming more accessible. Should you be tempted?

Four things you always wanted to know.

Tips to select a profitable investment.

2018 was a difficult investing year and 2019 is expected to be even less predictable. So how should you respond? Should you stay the course or should you tweak your investment policy for 2019?

As chosen by Rosebank Wealth staff, fund managers and clients.

The South African equity markets have moved sideways over the last five years and many investors must be wondering if they are on the right path to inflation-beating investment returns. Maybe it is time for a review? And while you are reviewing your investments, consider reviewing your life insurance policies and your will. Reviewing investment

Good value/quality investments in a poorly-performing economy can outperform over-priced investments in a booming economy.

The attraction of the upfront income tax relief, via Section 12J, is that it effectively reduces the cost of the investment, thereby boosting overall returns.

South Africans can enhance their long-term investment returns by taking advantage of suitable exemptions permitted by Sars and by reducing their income tax via rebates.

South Africans had little choice but to invest in the local stock exchange, artificially boosting performance.

As we wrote in our most recent article, a look at recent returns of pension portfolios (Regulation 28 compliant) over periods of three, five and 10 years doesn’t make for cheerful reading. So when is it appropriate to panic? We don’t think panicking is ever in order   The core proviso to this assumes that

Saving for retirement can be compared with a long sea journey.

The main requirements for your new investments would be that the underlying holdings add diversity to your existing portfolio, while offering good value.

A look at Saxo Bank's annual list.

Staff members, fund managers and clients share their current reads...

Tips to three hypothetical new employees.

If you're about to earn your first salary, how should you go about dividing your income between life insurance, disability and income protection insurance, investments and retirement savings?

If you're 65 and retired your priority is to make your money last for at least the rest of your life. If possible, the capital should grow at a rate higher than inflation, without taking undue risk.

For those concerned about funding their retirement, splitting the years of retirement into distinct phases could make planning easier.

Are you saving enough? How much money do you actually need to retire?