Should one consider high dividend-yielding ETFs like the Satrix Divi?

It would be advisable to invest in equities as well as local income and balanced funds.

Two advisors answer this reader's question.

I've met with three, with unsatisfactory outcomes.

I would like to consolidate and invest while reducing fees.

Three advisors answer this reader's question.

You would need to be able to prove they had breached their fiduciary duties.

Consider investing the proceeds into an investment vehicle geared towards capital growth and the provision of a passive income stream (if necessary).

It depends on how much you have available and how much the anticipated fees are going to be.

There is a user-friendly online tool, and it’s advisable to generate several scenarios based on different assumptions.

A tax-free investment and a voluntary or flexible investment are worth considering.

Unfortunately, many of the larger investment platforms have reached their offshore asset capacity on their life licences.

First, do an analysis on these equities as some of them may be good investments you may want to keep in place.

No – but you can get offshore exposure.

You will need to first establish if an insurable interest exists between yourself and the life assured.