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And what other platforms encourage investors to invest in a cheaper way?

There are several possible steps: lodge a complaint with the brokers. If the outcome's unsatisfactory, approach the ombud. If the loss exceeds R800 000, consider instituting a civil claim.

Unfortunately not. The best thing is to look at the total allocation of your provident fund to ensure the maximum of 30% offshore exposure is fully utilised.

Most foreign dividends are taxable at a maximum effective rate of 20% via the normal tax system.

The decision is not as simple as one might think.

The two differ significantly in terms of risk, possible returns and diversification opportunities.

Whichever product you choose, you should be able to access it when necessary and it shouldn't be exposed to the volatility of the listed share markets.

Vanessa van Vuuren from Sanlam Investment Management's Small Cap Fund explains its strategy, and looks at two cherished long-term holdings.

The location of the asset, not the stockbroking account, is what counts.

Foreign cash in the bank is likely to face the headwinds of inflation, low-interest rates and potential costs.

Investing in fixed income instruments over a long period could lead to higher longevity risk for retired investors.

Or should I invest in a unit trust or ETF portfolio?

Steps to take before approaching the regulator.

Should the shelf company generate an income from the investment property, it will be deemed an active trading company.

The using of debt to fund a business is a useful tool if kept under control.