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I’m 52 and haven’t saved enough for retirement. Is it too late?

I’m 52 and haven’t saved enough for retirement. Is it too late?

1 answered

  /  12 February 2020    372
Asset allocation will play a big role in your investment/retirement outcome.
Investments Personal Finance Retirement
I have R500k in the bank. What should I invest in?

I have R500k in the bank. What should I invest in?

1 answered

  /  10 February 2020    206
Various available investment options will outperform cash over time.
Investments Personal Finance Unit Trusts
Can I use an RA to reduce my tax liability in retirement?

Can I use an RA to reduce my tax liability in retirement?

1 answered

  /  7 February 2020    131
Few people realise that there is no age limit to continue to place capital into a retirement annuity.
Investments Personal Finance Retirement Tax
What should I consider before investing in shares?

What should I consider before investing in shares?

1 answered

  /  5 February 2020    43
The first step is to determine what your investment objective is.
Investments Personal Finance Unit Trusts
Should I keep my life savings in my bond?

Should I keep my life savings in my bond?

1 answered

  /  4 February 2020    409
The question of paying off debt or contributing to retirement savings is something many South Africans wonder about.
Investments Personal Finance Retirement
Flat-packed cities: wooden skyscrapers sprout over concrete concerns

Flat-packed cities: wooden skyscrapers sprout over concrete concerns

25 August 2019    10
Wooden buildings are the future.
Personal Finance
How do I become debt-free?

How do I become debt-free?

1 answered

  /  19 July 2019    57
If the interest rate on your car loan is higher than that of your home loan, consider using your access bond to pay off your vehicle in full.
Personal Finance Retirement
How do I prepare financially for my child’s education?

How do I prepare financially for my child’s education?

1 answered

  /  22 August 2018    48
How much on average should you put away each month? 
Investments Personal Finance
Financial goals for the decades

Financial goals for the decades

16 August 2018    29
Every decade brings its own financial challenges, here's how you can plan for them.
Personal Finance
I want to use some of my pension on debt and a deposit on a house

I want to use some of my pension on debt and a deposit on a house

1 answered

  /  10 August 2018    103
Where can I transfer the remaining funds without incurring too much tax?
Personal Finance Retirement Tax
What happens when I default on my RA payments?

What happens when I default on my RA payments?

1 answered

  /  8 August 2018    36
I've been contributing for 10 years, but haven't been able to pay the last three months.
Personal Finance Retirement
How should a 23-year-old invest their money?

How should a 23-year-old invest their money?

1 answered

  /  31 July 2018    159
Is a retirement annuity, unit trust, or tax-free savings account the way to go?
Insurance Investments Personal Finance Retirement Tax Unit Trusts
What is the best way to save/invest for an engagement ring?

What is the best way to save/invest for an engagement ring?

1 answered

  /  26 July 2018    43
Should I save a monthly amount in a bank account or invest it?
Investments Personal Finance
How can I pursue a career as an investment advisor?

How can I pursue a career as an investment advisor?

1 answered

  /  25 July 2018    44
My true passion is investments and I would like to start at entry level.
Investments Personal Finance
What would the executor’s fee be on a loan to my children?

What would the executor’s fee be on a loan to my children?

UPDATE

1 answered

  /  22 July 2018    89
I want to give each of my children R500 000 to pay me a set monthly income.
Personal Finance Tax
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