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The Citadel Balanced H4 Fund is a portfolio with moderate risk qualities. Its primary objective is to deliver capital growth over the medium to long term and to ensure an optimum mix of security, return and growth. The portfolio may invest in a combination of local and offshore: equities, government- and corporate bonds, money market instruments, listed real estate and interest-bearing instruments. The portfolio is broadly diversified across different asset classes. Active asset allocation and securities selection
strategies are followed. The portfolio is managed in accordance with prudential guidelines governing pension funds. The portfolio is permitted to invest in offshore investments as legislation permits.
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