The INVESTMENT SOLUTIONS STABLE FUND OF FUNDS is a low risk balanced portfolio aimed at adding value through buying participatory interests of other collective investment scheme portfolios. The INVESTMENT SOLUTIONS STABLE FUND OF FUNDS will invest solely in a range of participatory interests of portfolios of collective investment schemes that have exposure to equities, bonds, listed property, cash and financial instruments as permitted by the Collective Investment Schemes Control Act No. 45 of 2002 ('CISCA'') and subordinate legislation promulgated thereunder. Furthermore, the portfolio will be compliant with prudential requirements as required for retirement fund in South Africa to the extent allowed by CISCA. The portfolio's strategy will focus on capital growth and capital preservation and will have a varying equity exposure of between 0% and 40%. Where the aforementioned schemes are administered in territories other than South Africa, participatory interest or any other form of participation in portfolios of these schemes will be included in the fund when such funds are invested within South Africa, subject to such territories having a regulatory environment which is to the satisfaction of the manager and trustee of a sufficient standard to provide investor protection at least equivalent to that of South Africa. The benchmark for the portfolio shall be the average of the Domestic Asset Allocation Prudential Low Equity Category. Nothing in this Supplemental Deed shall preclude the manager from varying the ratios of securities, to maximise capital growth, investment potential and preserve capital either due to economic or market conditions or to meet the requirements, if applicable, of any exchange formally recognised in terms of legislation and from retaining cash or placing cash on deposit in terms of the Deed and this Supplemental Deed, provided that the Manager shall ensure that the aggregate value of the assets comprising the portfolio shall consist of securities and asset in liquid form investments of the aggregate value required from time to time by the Act. Furthermore, the manager shall retain the right to close the portfolio for investment to new investors.