The fund, and your investment will be invested in South African cash, bonds (loans to governments, both in South Africa and overseas) and shares (shares in companies traded on a stock exchange, both in South Africa and overseas). The fund will also invest in property (listed companies that specifically invest in property both in South Africa and overseas). The fund is managed according to a set of rules, given by an index. This index provides an indication of what the investment manager should purchase. This fund aims to perform in line with inflation plus 3% every year, over an investment time horizon of 3 to 6 years.