This is a medium equity multi-asset solution for moderate investors who have a four year investment horizon. The aim is to deliver positive real returns, while minimising the risk of investment losses over the medium term. It invests in a combination of equities, money market instruments, bonds, listed property, as well as international equities and fixed interest assets. The solution holds a maximum of 60% in equities (including offshore equities) and is Regulation 28 compliant.